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Participating Dealerships

One stop is all it takes. By using one of our participating dealerships, you can snag the perfect vehicle while also getting a low-rate auto loan from Listerhill, all in one convenient trip.

When you purchase your new or used vehicle at a participating dealership, you can finance your vehicle through Listerhill Credit Union and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.

Participating Dealerships

Dealership Address City Telephone


Action Auto, LLC 2350 Hwy 72 Killen, AL (256) 757-5780
Adam Rue Auto Sales 3303 Woodward Avenue Muscle Shoals, AL (256) 814-1184
Barton Auto Sales 2000 South Wilson Dam Rd Muscle Shoals, AL (256) 814-1184
Bentley Automotive 1950 Florence Blvd Florence, AL (256) 764-4551
Butler Motors 2912 Florence Blvd Florence, AL (205) 764-9510
Elite Motor Co. 2069 Hwy 72 Killen, AL (256) 757-3500
Garner Autos, LLC 2506 Woodward Avenue Muscle Shoals, AL (256) 381-8680
Garner Pierce Autos 2261 Florence Blvd Florence, AL (256) 980-6247
Long Lewis Ford 2800 Woodward Ave Muscle Shoals, AL (256) 386-7800
Longshore Cycle Center 913 Mitchell Blvd Florence, AL (256) 764-3038
Natchez Trace Harley-Davidson 595 Hwy 72 W Tuscumbia, AL (256)-383-5814
Ray Miller Buick 246 Cox Creek Pkwy Florence, AL (256) 764-9661
SEC Motors 1807 Hwy 72 Killen, AL (256) 272-5333
Select Auto Sales 3050 Woodward Ave Muscle Shoals, AL (256) 381-3050
Shoals Outdoor Sports Florence 3516 Florence Blvd. Florence, AL (256) 389-8150
Shoals Outdoor Sports 1605 Hwy 72 Tuscumbia, AL (256) 389-8150
Shoals Truck Center 4915 Hwy 43 South Tuscumbia, AL (256) 248-4687
Shook Auto Sales 3718 Cloverdale Road Florence, AL (256) 349-2730
T & G Auto 4401 Florence Blvd Florence, AL (256)757-8844
Thornton Motors, LLC 2536 Florence Blvd Florence, AL (256) 764-7222
Toyota of the Shoals 5100 Why 43 South Tuscumbia, AL (256) 383-3611
Tracker Boating Center 4120 Florence Blvd Florence, AL (256) 757-5000


Brian’s Auto Sales 17004 Hwy 43 Russellville, AL (256) 332-8906
Mayfield Auto Sales 19717 Hwy 43 N Russellville, AL (256) 389-7171
Nick Ahmed Auto Sales 17299 Hwy 43 Russellville, AL (615) 415-6109


Billy Ray Taylor 901 2nd Ave SW Cullman, AL (256) 737-0991
Bill Smith Pontiac – Buick 1940 2nd Ave NW Cullman, AL (256) 734-4472
Cullman Dodge 1302 2nd Ave SW Cullman, AL (256) 734-0721
Eckenrod Ford 5255 Albabama Hwy 157 Cullman, AL 1-(800) 944-1389
John Carpenter Ford 14591 Court St Moulton, AL (256) 974-1186
Millican RV's 6550 Co. Rd.490 Hanceville, AL (256) 775-8030
Mitch Smith Chevrolet 1655 Cherokee Dr SW Cullman, AL (256) 734-6430
South Park Auto Sales 316 3rd St Cullman, AL (256) 734-7381
The Sport Center Autos 114 2nd Ave SW Cullman, AL (256) 734-7549


Automotive Dealer Group of Jasper 4100 Hwy 78 East Jasper, AL (205) 384-4400
Boyles Auto Sales 2380 Viking Drive Jasper, AL (205) 265-3011
Carl Cannon Chevrolet - Cadillac - Olds 299 Carl Cannon Blvd Jasper, AL 1-800-239-7283
Jasper Auto Sales 2708 Viking Drive Jasper, AL 205-221-2424
Waldrop Motors Inc 2403 Viking Dr Jasper, AL (205) 221-4217


Auto Locators of Alabama, LLC 264 Bexar Ave Hamilton, AL (205) 921-3325
Fikes Chevrolet US Hwy 43 North Hamilton, AL (205) 921-2197
Logan & Logan Auto Sales 600 Military St N Hamilton, AL (205) 952-9110
Motorsports Superstore 210 Bexar Ave W Hamilton, AL (205) 921-7777


Crimson Truck Sales 111 South Ray St Hackleburg, AL (205) 570-1827


Bramlett Auto Sales, Inc. 3305 Highway 31 S Decatur, AL (256) 353-6232
Champion Chevrolet Highway 72 Athens, AL 1-800-239-5692
Champion of Decatur 3831 Hwy 31 Decatur, AL (256) 351-8787
Champion Powersports 905 US Hwy 72 E
P.O. Box 1164
Athens, AL (256) 262-0888
Decatur Powersports 3832 US Hwy 31 S Decatur, AL (256) 822-1555
Harvest Wholesale 24785 US Highway 72 East Athens, AL (256) 771-7878
Honda of Decatur 735 Beltline Rd Decatur, AL (256) 355-3636
Jimmy Smith Pontiac Buick GMC 410 S. Jefferson St Athens, AL (256) 232-8000
Lynn Layton Chevrolet 2416 Hwy 31 S Decatur, AL (256)-353-5531
Lynn Layton Ford 3300 Highway 31 S Decatur, AL (256) 350-2120
McClary Ford 1104 Hwy 72 E Athens, AL (256) 232-4242
University Hyundai of Decatur 1211 Beltline Rd SW Decatur, AL (256) 280-2131


Smiley Auto Sales 4327 Broad St Phil Campbell, AL (205) 551-1055


West Alabama Ford LLC 5859 Highway 278
PO Box 618
Sulligent, AL (205) 698-9146


Midtown Auto Sales 2344 US Hwy 43 Winfield, AL (205) 487-4837


Alexander Auto Sales 16640 Co Rd 41 Addison, AL (256) 339-9027


Bostelman Automotive of Spring Hill 3020 Belshire Village Drive Spring Hill, TN (615)-216-6100
Columbia Powersports Super Center 800 S James Campbell Blvd. Suite A2 Columbia, TN (931)-981-9301
Deals On Wheels 2144 North Locust Ave Lawrenceburg, TN (931) 762-1164
Guidance Auto Sales 1702 Carmack Blvd Columbia, TN (931) 548-8818
Heritage Chevrolet 2122 North Locust Ave Lawrenceburg, TN (931) 762-2299
Jones Chrysler Dodge Jeep Ram1350 Wayne Rd. Savannah, TN (731) 925-9016
Jones Motor Company545 Florence Rd. Savannah, TN (731) 925-4923
Jones Nissan 1260 Wayne Rd. Savannah, TN (731) 925-0367
Premier Motors 206 South James Campbell Blvd Columbia, TN (931) 381-2303
Parks Motor Sales, Inc. 919 Nashville Hwy Columbia, TN (931) 388-5843
Roberts Toyota 1027 Nashville Hwy Columbia, TN (931) 388-3006
Stan McNabb Chevrolet 101 S James Campbell Blvd. Columbia, TN (931) 388-3824
Tennessee Auto Mart 2531 Nashville Hwy Columbia, TN (931) 486-0203
Tenn Star LLC 1124 Carmack Blvd. Columbia, TN (931) 548-1762
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Frequently Asked Questions

  • Which loans are eligible for Skip-A-Pay?

    Auto loans, recreational loans, and personal loans that have not had Skip-A-Pay applied to them within the last year are all eligible for Skip-A-Pay. This includes boat loans, RV loans, 4-wheeler loans etc. However, home loans, Christmas loans, credit cards, and other lines of credit are not eligible.

  • When should I request Skip-A-Pay?

    In order to have your Skip-A-Pay request processed before your loan payment is due, please submit your skip request five (5) business days in advance of the scheduled payment date.

    Example: If your next loan payment is due on June 20th, you would need to submit your request no later than June 12th.

    Skip-A-Pay may only be used once a year.

  • How do I request Skip-A-Pay?

    Click here to request Skip-A-Pay, agree to do business electronically, and fill out the online form. You must also provide payment for the $25 fee before your loan payment can be skipped. This fee can be transferred from your Listerhill checking or savings account or paid from an outside account.

  • What is Skip-A-Pay?

    Skip-a-Pay is a service by Listerhill Credit Union which allows members to request to skip a monthly payment. The payment is instead added to the end of a loan, essentially extending the life of the loan by one month. This can be a valuable tool in your financial tool belt.

  • What loans are not eligible for Skip-A-Pay?
    1. Real Estate Loans (1st and 2nd Mortgage and Home Equity Lines)
    2. Business Loans
    3. Lines of Credit (Kwik Kash, Anytime Credit, Overdraft Protection, and Credit Cards)
    4. Christmas Loans
    5. Single Pay Term Loans
    6. Loans with Less than 6 Monthly Payments
    7. Loans Currently Past Due More than 10 Days
    8. Loans that Received Maximum Extensions (six skip pays and/or extensions allowed during the term of the loan)
    9. Workout Loans or Troubled Debt Restructuring (TDR)
    10. Accounts in Bankruptcy
    11. Charged-Off Loans
    12. Loans on Accounts with a Negative Checking or Savings Balance
    13. Accounts with Bad Addresses
    14. Loans that have already had Skip-A-Pay applied to them within the last year.