search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • Which holidays are you closed?

    We are closed on most major U.S. Federal Holidays. Our holiday hours can be found by clicking the Holiday Hours link toward the bottom of the Locations page.

  • How do I report a lost or stolen debit or credit card?

    Report a lost or stolen debit card by calling 1-888-918-7819. Report a lost or stolen credit card by calling 1-800-449-7728. Both phone numbers are available 24 hours a day.

  • What are your hours?

    Hours for every branch are located on our Locations page, located at the top of the website. Click on the branch that you wish to visit to learn its hours.

  • Where do I find Listerhill's routing number?

    Listerhill's routing number is 262277011. You can find our routing number anytime by scrolling to the bottom of the website. It is located next to our Main Office address.

  • Where are the repos?

    You can find our repos by scrolling to the bottom of the website and clicking Pre-Owned Vehicles and Foreclosures.

Mortgages

Buying a home is big, and so are the stakes. Finance it with the credit union you trust.

If you're in the market to buy a home, you're probably excited, but also a bit nervous. We want to help by getting to know you better and understanding your goals. We can help you select the best rates and terms to meet your needs so you can start making a house your home.

Product Features
Pay Back on Your Terms

Consult with a Loan Officer on a loan that fits your budget and timeline.

Convenient Payment Options

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

Adjustable or Fixed Rates

Get into a home with a low adjustable rate or at a fixed rate set by the market.

Construction Loan

Build the home (or addition) of your dreams.

Government Subsidized Loans

Don't have the cash to put down? Qualify for a low (sometimes no) down payment with FHA, USDA, or VA mortgage loans.

Calculators
How Much Can You Afford?

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a mortgage and more.

Additional Products
Home Insurance

We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.

default icon for

Home Loans

Loans APR Maximum Term
1st Mortgage Fixed Rate as low as 4.75% 15 years
2nd Mortgage - Short Term Fixed as low as 4.75% 7 years
30 Year Fixed Rate Call 1-800-239-6033 for the latest rate 30 years
3/3 Adjustable Rate Mortgage as low as 4.40% 3 years (amortized over 30 years)
5/5 Adjustable Rate Mortgage as low as 4.75% 5 years (amortized over 30 years)
Home Equity line of Credit as low as 5.00% 10 year draw, 10 year payback
Construction Loan as low as 4.99% 9 months
Land Loan as low as 7.00% 15 years
Effective 11/1/18 - (Call 1-800-239-6033 for details)

* All rates and terms are subject to change without notice.

All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.

default-icon for Dustin Holland, Mortgage Loan Officer
default-icon for Casey Neill, Mortgage Loan Officer
default-icon for Vicky Broadfoot, Mortgage Loan Officer
default-icon for Stacy Aldridge, Mortgage Loan Officer
Meet Our Mortgage Team
Dustin Holland, Mortgage Loan Officer

NMLS# 1696691

256.383.9204, ext. 1347

dholland@listerhill.com

Casey Neill, Mortgage Loan Officer

NMLS# 207237

256.383.9204, ext. 3813

cneill@listerhill.com

Vicky Broadfoot, Mortgage Loan Officer

NMLS# 198718

256.314.6584

vbroadfoot@listerhill.com

Stacy Aldridge, Mortgage Loan Officer

I am here to help people meet all their housing needs in the Shoals. - Stacy

NMLS# 449408

256.383.9204, ext. 1222

saldridge@listerhill.com

Additional Questions

While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.

Solutions Center
Need Help Finding a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
Are you a UNA student?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
How old are you?