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Listerhill Credit Union exists today as a result of the principle of "people helping people".

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Listerhill Financial Services

You've worked hard for your money. It's time your money works hard for you.

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

A credit union is a nonprofit cooperative owned and operated by its members. This is what distinguishes a credit union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, income is returned to all members in the form of dividends and comprehensive financial services.

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Listerhill Credit Union Solutions Center

Find your perfect banking solution by answering a few questions in our Solutions Finder, or get started exploring our available products by selecting from the life stages listed below.

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Russel D
Member Since 1995
I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
Products this member has used:
John D
Member Since 1997
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.
Products this member has used:
Gwendolyn W
Member Since 1993
I am so thankful to my branch manager for his sincere expression of care of me as a member of Listerhill. He gave me advice that was in my best interest. Listerhill Credit Union is the BEST!
Products this member has used:
Brandon S
Member Since 2015
Love Listerhill Credit Union. So happy to see the new location in Killen and all it's wonderful amenities. Change is hard but over time people will love the convenience they have to offer. Thanks for investing in Killen!
Products this member has used:
Gregory A
Member Since 1981
Always there for members, good times and not so good. It pleases me to bank and conduct all my financial services with the locally grown and owned Listerhill.
Products this member has used:
Beth S
Member Since 1988
I just like the hometown feeling you get from dealing with good people. Listerhill has been extremely helpful in taking care of our entire family. Hometown people with service matching our financial needs.
Products this member has used:
Marlene V
Member Since 2003
Great staff with current up to date mobile options and quick, easy banking accessibility.
Products this member has used:
Applying for an Auto Loan

Dealers and financial institutions like banks and credit unions consider a variety of factors when determining what kind of auto loan they will offer an individual. These factors include your credit score, monthly income, and current debt. Although some of these things may be hard to change, knowing them and planning your purchase in advance will allow you the time necessary to make any improvements possible.

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Auto Insurance
What is Auto Financing?

Everyone thinks about their next new car months before making a final purchase, but few people consider whom they should finance through or what that process will look like. Don't panic. Auto financing does not need to be stressful or confusing. Read below to learn more about what auto financing actually is and why you should care about it.

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Coles In Car
It's A Money Thing: Credit Score Breakdown

You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them?

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Vehicle Options
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Common Links

Frequently Asked Questions

  • What loans are not eligible for Skip-A-Pay?
    1. Real Estate Loans (1st and 2nd Mortgage and Home Equity Lines)
    2. Business Loans
    3. Lines of Credit (Kwik Kash, Anytime Credit, Overdraft Protection, and Credit Cards)
    4. Christmas Loans
    5. Single Pay Term Loans
    6. Loans with Less than 6 Monthly Payments
    7. Loans Currently Past Due More than 10 Days
    8. Loans that Received Maximum Extensions (six skip pays and/or extensions allowed during the term of the loan)
    9. Workout Loans or Troubled Debt Restructuring (TDR)
    10. Accounts in Bankruptcy
    11. Charged-Off Loans
    12. Loans on Accounts with a Negative Checking or Savings Balance
    13. Accounts with Bad Addresses
  • The Smart ATM will not let go of my debit card! What should I do?

    Don't worry. The Smart ATM will clamp down on your chip card to hold it in place until the transaction is complete. Once the transaction is complete, it should release your card. Do not try to remove your card until prompted. If you believe the transaction to be over, but your card remains locked within the Smart ATM in error, please contact a Member Advocate in the branch or call us at (256) 383-9204.

  • What are all these other accounts listed when I enter my information into the Smart ATM?

    The Smart ATM will show you every account for which you are an owner. This includes your primary accounts and joint accounts. When making a transaction, please double-check the last four digits of the account number to ensure you are making a transaction in the correct account.

  • Why am I getting an error message on every Smart ATM?

    Depending on the status of your account, you may receive an error message when trying to conduct a transaction at a Smart ATM. If your account is closed, delinquent, or has experienced fraudulent activity, you may not be able to access your account through a Smart ATM. If this happens, please see a Member Advocate inside a branch or call us at (256) 383-9204.

  • Which holidays are you closed?

    We are closed on most major U.S. Federal Holidays. Our holiday hours can be found by clicking the Holiday Hours link toward the bottom of the Locations page.