COVID-19 Response

Starting Friday, March 20, for the safety of our members, employees, and communities, Listerhill branches will be open by drive-thru only. Read more at listerhill.com/coronavirus.

Certificates

Save and earn, without surprises, on your own terms.

With a Certificate, you will earn a guaranteed, fixed rate of return with a fixed date of withdrawal. The longer you choose to save, the more interest you can earn — no matter how Wall Street's doing.

Product Features
Insured by NCUA

Rest easy knowing your account is federally insured up to $250,000.

No Service Charges

Although, early withdrawal penalties apply.

Your Choice of Terms

Terms range from 90 days to 6 years.

Low Minimum Deposits

As little as $500 can get you started.

Certificate Rates

Certificates

Type DIV/INT APY Minimum
90 Days 0.15% 0.15% $500
6 months 0.35% 0.35% $500
12 months 0.45% 0.45% $500
18 months 0.50% 0.50% $500
24 months 0.80% 0.80% $500
30 months 0.90% 0.90% $500
36 months 1.05% 1.05% $500
48 months 1.15% 1.15% $500
60 months 1.39% 1.40% $500
72 months 1.39% 1.40% $500
Effective 3/27/2020 - 4/2/2020

Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Monthly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings.

Certificate Secured

APR Maximum Term
2% above earning rate n/a
Effective 5/8/13

IRA Certificates (Includes Roth)

Type DIV/INT Rate APY Minimum
12 Months 0.45% 0.45% $500
36 Months 1.05% 1.05% $500
60 Months 1.39% 1.40% $500
Effective 3/27/2020 - 4/2/2020

The compound interest earned with this certificate can be calculated monthly or quarterly.

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Solutions Center
Need Help Finding a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

default-icon for Russel D
default-icon for John D
Russel D
Member Since 1995
I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
Products this member has used:
John D
Member Since 1997
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.
Products this member has used:
The CARES Act Unpacked

The CARES Act stimulus is coming, but what does it mean for you? The checks will be nice, but who will get them and for how much? We’ve got all the information you need!

Read
Financial Dos and Don'ts During the Coronavirus Outbreak

With all the current uncertainty regarding the health of our economy, it’s easy to fall into a panic and wonder if there are some concrete steps you should be taking to save your personal finances fro...

Read
Student Loan Suspension: What Does It Mean?

To help clear up some confusion, we will attempt to answer some of the most common questions about the President's announcement to freeze student loan interest.

Read
default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
Are you a UNA student?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
How old are you?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • When can I apply?
    • Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders. 
    • Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
  • Who can apply?

    All businesses - including nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors - with 500 or fewer employees can apply. Businesses in certain industries can have more than 500 employees if they meet applicable SBA employee-based size standards for those industries. 

  • What do I need to apply?

    You will need to complete the Paycheck Protection Program loan application and submit the application with the required documentation to us by June 30, 2020.

  • What other documents will I need to include in my application?

    You will need to provide payroll documentation. 

  • Do I need to first look for other funds before applying to this program?

    No. The usual SBA requirement that you try to obtain some or all of the loan funds from other sources has been waived.