Payments

Ways To Pay

Convenient Ways To Pay Your Loan or Credit Card

You're a responsible borrower, so it's our job to make sure you have convenient ways to pay toward your Listerhill loan, mortgage, or credit card.

Convenient Ways To Pay
Online Banking
Online & Mobile Banking

Make a payment any time or day by transferring directly from any of your Listerhill accounts through Online or Mobile Banking.

Learn More About Online Banking
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Smart ATMs

You can also make a payment 24/7 by using any of our Smart ATMs. It's easy to use and even has live assistance if you prefer to speak with a real, local person.

Find A Smart ATM Near You
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Simple Loan Pay

Pay your Listerhill loan using a different financial institution account or debit card with our easy-to-use Simple Loan Pay.

Use Simple Loan Pay Now
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Call Or Visit A Branch

Call us toll free at 1-800-239-6033 or visit any of our convenient locations and one of our Member Advocates will gladly assist you.

Find A Branch Near You
Mail
Through The Mail

Still have a book of stamps (or one of our business reply envelopes)? Send us your payment with a loan coupon or statement to: P.O. Box 566, Sheffield, AL 35660.

Applying for an Auto Loan

Dealers and financial institutions like banks and credit unions consider a variety of factors when determining what kind of auto loan they will offer an individual. These factors include your credit score, monthly income, and current debt. Although some of these things may be hard to change, knowing them and planning your purchase in advance will allow you the time necessary to make any improvements possible.

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Auto Insurance
The Facts About Deposit Secured Loans

One of our most convenient products is our Deposit Secured Loans. If you’re wondering what these loans are, and if they’re for you, read on!

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Coverdell
New Smart ATM's Are Here!

We've added a Smart ATM's to a few of our local Listerhill branches, giving you more control over your accounts, any time — day or night. No matter what your busy schedule looks like, our Smart ATM's are ready when you are.

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New Smart Atm
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Common Links

Frequently Asked Questions

  • Which loans are eligible for Skip-A-Pay?

    Auto loans, recreational loans, and personal loans that have not had Skip-A-Pay applied to them within the last year are all eligible for Skip-A-Pay. This includes boat loans, RV loans, 4-wheeler loans etc. However, home loans, Christmas loans, credit cards, and other lines of credit are not eligible.


  • When should I request Skip-A-Pay?

    In order to have your Skip-A-Pay request processed before your loan payment is due, please submit your skip request five (5) business days in advance of the scheduled payment date.

    Example: If your next loan payment is due on June 20th, you would need to submit your request no later than June 12th.

    Skip-A-Pay may only be used once a year.

  • How do I request Skip-A-Pay?

    Click here to request Skip-A-Pay, agree to do business electronically, and fill out the online form. You must also provide payment for the $25 fee before your loan payment can be skipped. This fee can be transferred from your Listerhill checking or savings account or paid from an outside account.

  • What is Skip-A-Pay?

    Skip-a-Pay is a service by Listerhill Credit Union which allows members to request to skip a monthly payment. The payment is instead added to the end of a loan, essentially extending the life of the loan by one month. This can be a valuable tool in your financial tool belt.

  • What loans are not eligible for Skip-A-Pay?
    1. Real Estate Loans (1st and 2nd Mortgage and Home Equity Lines)
    2. Business Loans
    3. Lines of Credit (Kwik Kash, Anytime Credit, Overdraft Protection, and Credit Cards)
    4. Christmas Loans
    5. Single Pay Term Loans
    6. Loans with Less than 6 Monthly Payments
    7. Loans Currently Past Due More than 10 Days
    8. Loans that Received Maximum Extensions (six skip pays and/or extensions allowed during the term of the loan)
    9. Workout Loans or Troubled Debt Restructuring (TDR)
    10. Accounts in Bankruptcy
    11. Charged-Off Loans
    12. Loans on Accounts with a Negative Checking or Savings Balance
    13. Accounts with Bad Addresses
    14. Loans that have already had Skip-A-Pay applied to them within the last year.