We understand that not every need in life fits into a category. With our low rates and flexible terms, you can easily build your credit while accomplishing your goals.
As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.
Ever.
Apply for a personal loan in the way you find most convenient: online, in a branch, or by telephone.
Consult with a Loan Officer on a loan that fits your budget and timeline.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.
In the event of an emergency, safeguard your family through optional credit card payment protection.
We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
| Loans | APR | Maximum Term |
|---|---|---|
| Unsecured Personal | as low as 8.99% | 60 months |
| Personal - Small Items (Computer, Tanning Bed, Lawnmower, Furniture, etc) | as low as 5.49% | 48 months |
| Farm Equipment | as low as 5.49% | 60 months |
While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
Auto loans, recreational loans, and personal loans are all eligible for Skip-A-Pay. This includes boat loans, RV loans, 4-wheeler loans etc. However, home loans, Christmas loans, credit cards, and other lines of credit are not eligible.
In order to have your Skip-A-Pay request processed before your loan payment is due, please submit your skip request five (5) business days in advance of the scheduled payment date.
Example: If your next loan payment is due on June 20th, you would need to submit your request no later than June 12th.
Click here to request Skip-A-Pay, agree to do business electronically, and fill out the online form. You must also provide payment for the $25 fee before your loan payment can be skipped. This fee can be transferred from your Listerhill checking or savings account or paid from an outside account.
Skip-a-Pay is a service by Listerhill Credit Union which allows members to request to skip a monthly payment. The payment is instead added to the end of a loan, essentially extending the life of the loan by one month. This can be a valuable tool in your financial tool belt.