Business Basic Checking

Sometimes it's best to keep it simple, especially when simple has it all.

Our Business Basic Checking Account has everything you need for your small business with low transaction volumes.

Product Features
No Monthly Service Charge

Manage your cash flow with no monthly service charge.

No Minimum Balance

You heard us correctly.

Debit Card with Rewards

With our free Visa debit card, you can earn rewards on the purchases you make every day.

$100 Opening Deposit

Open your account with a low $100 minimum deposit.

Unlimited Monthly Deposit Items

Deposit an unlimited number of checks per month for free.

50 Free Cleared Checks

Write and clear up to 50 checks per month for free. After the first 50, each cleared check costs only $.10. Cash withdrawals are always free!

Merchant Services Available

Accept major credit cards with our payment processing partner, BancCard.

24/7 Access

Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.

Nationwide Access

Out-of-town? We have 5,000 CO-OP Shared Branches nationwide for easy access to your money wherever you go.

eStatements

View your account history anytime through eStatements. Paper statements also available.

Insured by NCUA

Rest easy knowing your account is federally insured up to $250,000.

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Take Your Business To The Next Level

Our Business Credit Card can give you access to the credit you need to take your business to the next level.

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Common Links

Frequently Asked Questions

  • Do you have mobile deposit for checks?

    Yes! You can learn about how to use mobile deposit by logging into online banking and clicking Mobile Deposit. There, you will find step-by-step instructions on how to deposit your checks with your phone. 

  • Are checks free?

    Depending on the type of account you have, free checks is one of our many benefits. If you have a Pick 5, Young At Heart, or Hill Checking Account, you have access to free checks. 

  • How do I view my transactions in the LCU Cards app?

    Once your card is entered into the app, you can tap on the card image to view transactions.

  • Can I see my checking account balance on my debit card?

    No, but you can view pending or posted transactions on your debit card through the app. You can find your checking account balance through Online Banking or through the Listerhill app.

  • How do I add another card to the LCU Cards app?

    Swipe left to enter a new card once you have entered your first card.