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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Business Basic Checking

Sometimes it's best to keep it simple, especially when simple has it all.

Our Business Basic Checking Account has everything you need for your small business with low transaction volumes.

Business Basic Checking
Find a Branch to Get Started
Product Features
No Monthly Service Charge

Manage your cash flow with no monthly service charge.

No Minimum Balance

You heard us correctly.

Free Debit Card

Pop into a branch and pick up your free Visa debit card to use for purchases you make every day. Want to support the UNA Lions? Choose the new UNA Keystone Debit Card to show your #lionpride!

$100 Opening Deposit

Open your account with a low $100 minimum deposit.

50 Free Monthly Deposit Items

Deposit 50 checks per month for free. After the first 50, deposits cost only $.10 per deposit.

Cash deposits are always free!

Merchant Services Available

Accept major credit cards with our payment processing partner, BancCard.

50 Free Cleared Checks

Write and clear up to 50 checks per month for free. After the first 50, each cleared check costs only $.10. Cash withdrawals are always free!

24/7 Access

Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.

Nationwide Access

Out-of-town? We have 5,000 CO-OP Shared Branches nationwide for easy access to your money wherever you go.

eStatements

View your account history anytime through eStatements. Paper statements also available.

Insured by NCUA

Rest easy knowing your account is federally insured up to $250,000.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Take Your Business To The Next Level

Our Business Credit Card can give you access to the credit you need to take your business to the next level.

When and Why to Take on Business Debt

Taking on debt can be an inevitable step for many businesses. A loan or a line of credit can provide a struggling business with the cash it needs to expand or fund a new venture. As with every financi...

Read
The Ultimate Guide to Applying for a Business Loan

Does your business need an infusion of cash to help it grow? A business loan can provide you with the resources your business needs and offer an affordable payback plan.

Read
The Products You Need for Managing and Tracking Business Expenses

Running a flourishing business means overseeing a constant flow of money. Luckily, though, there are products that can help you cover, manage and track your business expenses effectively and smoothly....

Read
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Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.