COVID-19 Response

Starting Friday, March 20, for the safety of our members, employees, and communities, Listerhill branches will be open by drive-thru only. Read more at listerhill.com/coronavirus.

Business Credit Card

​The Business Credit Card you should expect from the financial cooperative that knows your business.

Our Business Credit Card offers the great benefits you expect, like no annual fees and rewards points every time you use your card. But being true to who we are, we include more features we think you’ll really appreciate.

Product Features
Earn Merchandise Rewards

Receive one point for every dollar you spend and redeem for merchandise, gift cards, or travel experiences.

Visit CURewards

Travel Insurance

Use your card to book travel & protect your trip.

Enhanced Security

Enhanced debit card security with EMV chip technology.

Visa Alerts

Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.

Monthly Reports

Monthly company reports showing transactions by category.

Multiple Users

Multiple users with varying credit limits all under one control account

Low Fixed Rates

Low fixed rates starting as low as 8.99% Annual Percentage Rate.

Visa Savings Edge merchant discounts

Visa Savings Edge merchant discounts

Flexible Credit Limit

Get the credit limit you need with limits up to $50,000 (higher limits may be available).

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Business Credit Card Checklist
What You Need

If you have recently completed the business loan process with us, please contact our Business Services department to determine if anything needs to be updated. We ask that you make copies of all documentation that is submitted, as we will retain your submitted paperwork.

Having the following completed documentation for your appointment is highly recommended to help expedite the application process. The Business Application and Personal Financial Statement can be printed by clicking the links below.

  • Business Application
  • Personal Financial Statement
  • Last 2 years of Personal Federal Tax Returns with all attached schedules and W2's
  • Last 2 years of Business Tax Returns with all attached schedules
  • Interim Profit & Loss and Balance Sheet
  • Rent Roll to include property taxes, insurance, mortgage payment, and loan balance, if applicable.

Based on creditworthiness. Rate subject to change. Other documentation may be required to complete the application process.

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Business Credit Card Agreement
Important information about your credit card
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Frequently Asked Questions

  • How long will Listerhill offer the cash giveback?

    The cash giveback is available on eligible loans between Monday, April 6 and Saturday, July 11. However, Listerhill reserves the right to change the ending date at any time.

  • What if I just refinance my Listerhill loan?

    If you refinance your existing Listerhill loan (for example, to get a better rate if your credit score has improved), the loan would not be eligible for the giveback unless you add at least $2,500 to the amount of your loan. Please contact a Member Advocate to discuss your options.

  • What loans are not eligible for the cash giveback?

    Credit cards, shared-secured personal loans, lines of credit, indirect (dealer) loans, commercial loans, mortgage loans, and HELOCS. The giveback also does not apply to deposit products, like savings and checking accounts.

  • What loans are eligible for the cash giveback?

    The cash giveback only applies to new unsecured personal, auto, and recreation loans. The minimum loan amount is $2,500. 

  • Why do credit cards offer cash back?

    Credit card companies can offer cash back because merchants that accept payments via credit card have to pay a percentage of the transaction fee to the credit card company. In this case, the credit card company can decide to share the merchant fee with you in the form of a cash back offer.  

    Need to review the card agreement? View our Consumer Credit Card Agreement and Disclosure.