ALERT
Our branches will be closed on Monday, May 27th for Memorial Day. We will return to our normal operating hours on Tuesday, May 28th.
Drive Thru Smart Atm

Smart ATMs

Ready When You Are

Not everyone’s 9-to-5 actually happens from 9:00 to 5:00. At Listerhill, we believe your financial life should work around your schedule, not ours.

That's why we’ve introduced our Smart ATMs, so you can make a deposit, get exact change, or make loan payments — all 24 hours a day. And you don’t need your debit card to do it.

Prefer to speak with a human? Through our Smart ATMs, you can still speak with a real, local representative. In fact, one of our Smart ATM Tellers can complete your entire transaction for you — providing the same great service you're used to.

Smart ATMs

  • The Smart ATM will not let go of my debit card! What should I do?

    Don't worry. The Smart ATM will clamp down on your chip card to hold it in place until the transaction is complete. Once the transaction is complete, it should release your card. Do not try to remove your card until prompted. If you believe the transaction to be over, but your card remains locked within the Smart ATM in error, please contact a Member Advocate in the branch or call us at (256) 383-9204.

  • What are all these other accounts listed when I enter my information into the Smart ATM?

    The Smart ATM will show you every account for which you are an owner. This includes your primary accounts and joint accounts. When making a transaction, please double-check the last four digits of the account number to ensure you are making a transaction in the correct account.

  • Why am I getting an error message on every Smart ATM?

    Depending on the status of your account, you may receive an error message when trying to conduct a transaction at a Smart ATM. If your account is closed, delinquent, or has experienced fraudulent activity, you may not be able to access your account through a Smart ATM. If this happens, please see a Member Advocate inside a branch or call us at (256) 383-9204.

Product Features
Available 24/7

Smart ATMs are available every hour of the day, every day of the year.

Live Assistance

Speak to a real, local Smart Teller during business hours. Simply ask for some quick assistance or request our Smart Teller to complete the entire transaction for you.

Get Exact Cash

No more rounding up to the nearest $20. Get the amount you need in increments of $1.

No Card Required

Securely sign on to your accounts using your member number and social security number. No debit card required.

Make Payments

Conveniently make payments on Listerhill loan and/or credit card accounts directly from any Smart ATM.

Complete Account View

Unlike traditional ATMs, our Smart ATMs give access to every account you own or co-own. Complete all of your financial business with one visit to our Smart ATM.

Locations with Smart ATMs
New Smart ATM's Are Here!

We've added a Smart ATM's to a few of our local Listerhill branches, giving you more control over your accounts, any time — day or night. No matter what your busy schedule looks like, our Smart ATM's are ready when you are.

Read
New Smart Atm
Apple Pay, Samsung Pay & Google Pay: Why They're Safer Than The Card

Left your wallet at home? No worries; you can still pay for those purchases! Just use your phone, right? We've all heard about Apple Pay, Samsung Pay, and Google Pay, but is paying from your phone truly safe?

Read
Jonas Leupe 426231 Unsplash
Protecting Your Card At The Pump

How many times a month do you fill ‘er up? It’s a mindless chore, but did you know it can also be the beginning of a financial nightmare? Gas pump skimming is an old crime that’s made a comeback — and your debit card may be at risk.

Read
Canva Refuel Petrol Stations Gas Pump Petrol Gas Auto Macvj Nj Hmle
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Frequently Asked Questions

  • Which loans are eligible for Skip-A-Pay?

    Auto loans, recreational loans, and personal loans are all eligible for Skip-A-Pay. This includes boat loans, RV loans, 4-wheeler loans etc. To learn more about if you have an eligible Skip-A-Pay loan, call us at 256-383-9204 or 1-800-239-6033 to speak with a Member Advocate.

  • When should I request Skip-A-Pay?

    In order to have your Skip-A-Pay request processed before your loan payment is due, please submit your skip request five (5) business days in advance of the scheduled payment date.

    Example: If your next loan payment is due on June 20th, you would need to submit your request no later than June 12th.

  • How do I request Skip-A-Pay?

    To request Skip-A-Pay, click the "Request Skip-A-Pay Now" button above, agree to do business electronically, and fill out the online form. You must also provide payment for the $25 fee before your loan payment can be skipped. This fee can be transferred from your Listerhill checking or savings account or paid from an outside account.

  • What is Skip-A-Pay?

    Skip-A-Pay is a service we provide to Listerhill members who make six (6) or more on-time payments for their auto loans, personal loans, etc. Members can request Skip-A-Pay, submit a $25 fee, and skip paying on an eligible Listerhill loan twice a year. During more expensive times, like the holidays or the Summer months, Skip-A-Pay can be a great tool that helps keep your payments on time while allowing your family a little extra spending money when you need it.

  • What loans are not eligible for Skip-A-Pay?
    1. Real Estate Loans (1st and 2nd Mortgage and Home Equity Lines)
    2. Business Loans
    3. Lines of Credit (Kwik Kash, Anytime Credit, Overdraft Protection, and Credit Cards)
    4. Christmas Loans
    5. Single Pay Term Loans
    6. Loans with Less than 6 Monthly Payments
    7. Loans Currently Past Due More than 10 Days
    8. Loans that Received Maximum Extensions (six skip pays and/or extensions allowed during the term of the loan)
    9. Workout Loans or Troubled Debt Restructuring (TDR)
    10. Accounts in Bankruptcy
    11. Charged-Off Loans
    12. Loans on Accounts with a Negative Checking or Savings Balance
    13. Accounts with Bad Addresses