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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Drive Thru Smart Atm

Smart ATMs

Ready When You Are.

Not everyone’s 9-to-5 actually happens from 9:00 to 5:00. At Listerhill, we believe your financial life should work around your schedule, not ours.

That's why we’ve introduced our Smart ATMs, so you can make a deposit, get exact change, or make loan payments — all 24 hours a day, seven days a week.

Prefer to speak with a human? Through our Smart ATMs, you can still speak with a real, local representative. In fact, one of our Smart ATM Tellers can complete your entire transaction for you — providing the same great service you're used to.

The 24/7 Smart ATM: Ready When You Are

Some members only want quick and convenient. And some will only talk with a human-being. We understand each member has their preferred way to conduct financial transactions. The 24/7 Smart ATM has it all — with lots more convenient options than a traditional ATM and the added convenience of a live human to help. Try it out for your next credit union transaction. They're available 24/7 and ready when you are.

Product Features
Available 24/7

Smart ATMs are available every hour of the day, every day of the year.

Live Assistance

Speak to a real, local Smart Teller during business hours. Simply ask for some quick assistance or request our Smart Teller to complete the entire transaction for you.

Get Exact Cash

No more rounding up to the nearest $20. Get the amount you need in increments of $1.

Make Payments

Conveniently make payments on Listerhill loan and/or credit card accounts directly from any Smart ATM.

Complete Account View

Unlike traditional ATMs, our Smart ATMs give access to every account you own or co-own. Complete all of your financial business with one visit to our Smart ATM.

Smart ATM Frequently Asked Questions

  • The Smart ATM will not let go of my debit card! What should I do?

    Don't worry. The Smart ATM will clamp down on your chip card to hold it in place until the transaction is complete. Once the transaction is complete, it should release your card. Do not try to remove your card until prompted. If you believe the transaction to be over, but your card remains locked within the Smart ATM in error, please contact a Member Advocate in the branch or call us at (256) 383-9204.

  • What are all these other accounts listed when I enter my information into the Smart ATM?

    The Smart ATM will show you every account for which you are an owner. This includes your primary accounts and joint accounts. When making a transaction, please double-check the last four digits of the account number to ensure you are making a transaction in the correct account.

  • Why am I getting an error message on every Smart ATM?

    Depending on the status of your account, you may receive an error message when trying to conduct a transaction at a Smart ATM. If your account is closed, delinquent, or has experienced fraudulent activity, you may not be able to access your account through a Smart ATM. If this happens, please see a Member Advocate inside a branch or call us at (256) 383-9204.

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Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.