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Meet Savanna Peters, Our $5,000 Scholarship Winner of 2019!

This year, we gave away three scholarships to high school seniors amounting in the total of $10,000. One student was given the grand prize of $5,000 while the other two were each given $2,500. We would like to share (and brag on) this year's winners with you. Meet Savanna!

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Scholarship Winners 2019 Holding Cookie
Can I Refinance My Car (And Should I?)

Refinancing a car loan involves borrowing another loan to pay off your first one. When you choose to refinance your car, you go through a similar process as you did for the initial financing.

You may wonder, “can I refinance my car”, and naturally, as with any financial decision, there will be benefits and drawbacks to refinancing. We’ll go over those here.

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Meet Emily Duncan, One of Our $2,500 Scholarship Winners of 2019!

This year, we gave away three scholarships to high school seniors amounting in the total of $10,000. One student was given five thousand while the other two were each given two thousand five hundred. We would like to share (and brag on) this year's winners our winners with you. Meet Emily!

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Emily Duncan Holding Check Group Photo
Is it Better to Lease or Finance a Car?

When it’s time to get a new vehicle, you have to make many decisions. One of those decisions you might have to consider is if it is better to lease or finance a car. While both choices can lead to you securing the vehicle of your dreams, there are advantages and disadvantages associated with each option.

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Meet Gracie Holden, One of Our $2500 Scholarship Winners of 2019!

This year, we gave away three scholarships to high school seniors amounting in the total of $10,000. One student was given the grand prize of $5,000 while the other two were each given $2,500. We would like to share (and brag on) this year's winners with you. Meet Gracie!

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Gracie Holden Holding Check
5 Ways to Save on Vacation Transportation Costs

Question: I’m trying to plan our vacation budget and I’m stuck on transportation costs. Every option is so expensive! How can I save money while traveling on vacation?

Answer: Kudos to you for thinking and planning ahead! Steep cab fees and car rentals are some of the best ways to kill a solid vacation budget, but we’ve got the goods on how to bring transportation costs down. Read on for five ways to get around for less while on your dream vacation.

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Colorado Map
Getting an Auto Loan with a 600 Credit Score

You have a 600 credit score, but you shouldn't be penalized because of this one number. Whatever the reason your score has fallen to 600, you still need a reliable and safe vehicle to get from point A to point B. Unless you have the cash, that means you need an auto loan.

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How IRAs Help You Retire On Your Own Terms

Save more for retirement with an Individual Retirement Account (IRA). It’s a managed investment account, like a mutual fund, that will grow your wealth so you can enjoy your retirement.

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Need a break? Skip-a-Pay!

Many people wonder how they’ll get through these months. Fortunately, Listerhill offers an exclusive break from your loan payments during this costly time of year. Now that sounds like a dream vacation!

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Applying for an Auto Loan

Dealers and financial institutions like banks and credit unions consider a variety of factors when determining what kind of auto loan they will offer an individual. These factors include your credit score, monthly income, and current debt. Although some of these things may be hard to change, knowing them and planning your purchase in advance will allow you the time necessary to make any improvements possible.

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Frequently Asked Questions

  • Do you have mobile deposit for checks?

    Yes! You can learn about how to use mobile deposit by logging into online banking and clicking Mobile Deposit. There, you will find step-by-step instructions on how to deposit your checks with your phone. 

  • Are checks free?

    Depending on the type of account you have, free checks is one of our many benefits. If you have a Pick 5, Young At Heart, or Hill Checking Account, you have access to free checks. 

  • How do I view my transactions in the LCU Cards app?

    Once your card is entered into the app, you can tap on the card image to view transactions.

  • Can I see my checking account balance on my debit card?

    No, but you can view pending or posted transactions on your debit card through the app. You can find your checking account balance through Online Banking or through the Listerhill app.

  • How do I add another card to the LCU Cards app?

    Swipe left to enter a new card once you have entered your first card.