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How Credit Cards Work

If you’re considering opening up a credit card, it’s critical to know the details. Understanding how credit cards work is at the heart of that process. This doesn’t just mean knowing the features and benefits of your particular card, or when to make payments, but the full workings of how credit cards are used.

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How To Choose A Credit Card That's Right For You

There’s never been a better time to be in the market for a credit card. When you’re ready, it’s important to take a step-by-step approach to determine how to choose a credit card for your needs. 

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What You Can Do With Your Loan's 1.5% Cash Giveback

In today’s topsy-turvy economy, getting a surprise burst of moula is no longer the instant trip to Tunica it used to be. There are some considerations you want to make to show you are still the captain of your financial ship and the master of your money domain.

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The Complete Guide to Prioritizing Bills During a Financial Crunch

If you are one of the millions of Americans on furlough, you may be panicking about incoming bills and wondering where you’ll find the money to pay for them all. Let’s take a look at what financial experts are advising now so you can make a responsible, informed decision about your finances going forward.

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The CARES Act Unpacked

The CARES Act stimulus is coming, but what does it mean for you? The checks will be nice, but who will get them and for how much? We’ve got all the information you need!

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Couple Budgeting
Financial Dos and Don'ts During the Coronavirus Outbreak

With all the current uncertainty regarding the health of our economy, it’s easy to fall into a panic and wonder if there are some concrete steps you should be taking to save your personal finances from impending ruin. We're here to outline the dos and don'ts to maintain financial stability and peace of mind.

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Student Loan Suspension: What Does It Mean?

To help clear up some confusion, we will attempt to answer some of the most common questions about the President's announcement to freeze student loan interest.

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Student Loan Debt
Watch for Coronavirus Scams

Scams preying on coronavirus fears are spreading as fast as the disease itself, with nefarious scammers trying to exploit public panic for their own gain. We’ve got the info!

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COVID-19 Preparedness: Ways to Safely Access Your Money

As your financial cooperative, we're here to make sure you have access to your money, even when close contact with other people should be avoided. We've put together a list of ways you can still get your financial business done while lowering the risk of exposure to COVID-19.

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What You Should Know About Mortgage Refinancing

Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage loan, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider before moving forward with a refinance.

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Frequently Asked Questions

  • What if I need help using the app?

    To get answers to your questions about the app, you can give one of our customer service representatives a call at 800-239-6033

  • How do I register for the credit card app?

    First, you want to download the app from the iTunes or Google Play store. Then you can register your card from your phone. You will need to create a user ID and password and answer security questions.

  • How do you use the information that I provide during registration?

    When you provide information during registration, we verify your identity to validate your account. We only store your security question, security answer, user ID, and password in our system.

  • Which phone carriers are supported?

    Our app supports all of the major US wireless phone carriers, including Sprint, T-Mobile, and Verizon.

  • How much does the app cost?

    We do not charge a fee to use the app, though keep in mind that you might be responsible for charges associated with your phone data usage.