COVID-19 Response

Beginning Monday, May 18th, all Listerhill branch lobbies will resume service during normal business hours, but with limited capacity. Read more...

Participating Dealerships

One stop is all it takes. By using one of our participating dealerships, you can snag the perfect vehicle while also getting a low-rate auto loan from Listerhill, all in one convenient trip.

When you purchase your new or used vehicle at a participating dealership, you can finance your vehicle through Listerhill Credit Union and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.

Dealership Address City Telephone

Shoals Area

Action Auto, LLC 2350 US-72 Killen, AL 35645 (26)757-5780
Adam Rue Auto Sales 3303 Woodward Ave Muscle Shoals, AL 35661 (256) 814-1184
Barton Auto Sales 2000 S Wilson Dam Rd Muscle Shoals, AL 35661 (256) 814-1184
Bentley Automotive 1950 Florence Blvd Florence, AL 35630 (256) 764-4551
Butler Motors 2912 Florence Blvd Florence, AL 35630 (205)764-9510
Elite Motor Co. 2069 US-72 Killen, AL 35645 (256)757-3500
Garner Autos, LLC 2506 Woodward Ave Muscle Shoals, AL 35661 (256) 381-8680
Garner Pierce Autos 2261 Florence Blvd Florence, AL 35630 (256) 980-6247
Greenway Chevrolet of the Shoals 118 US-43 Tuscumbia, AL 35674 (256) 383-3731
Greenway Honda of Florence 250 Cox Creek Pkwy Florence, AL 35630 (256) 760-7600
Greenway Nissan of Florence 248 Cox Creek Pkwy Florence, AL 35630 (256) 740-5100
Long Lewis Ford 2800 Woodward Ave Muscle Shoals, AL 35661 (256) 386-7800
Longshore Cycle Center 913 Mitchell Blvd Florence, AL 35630 (256) 764-3038
Natchez Trace Harley-Davidson 595 US-72 Tuscumbia, AL 35674 (256)-383-5814
Ray Miller Buick 246 Cox Creek Pkwy Florence, AL 35630 (256) 764-9661
SEC Motors 1807 US-Hwy 72 Killen, AL 35645 (256) 272-5333
Select Auto Sales 3050 Woodward Ave Muscle Shoals, AL 35661 (256) 381-3050
Shoals Outdoor Sports Florence 3516 Florence Blvd Florence, AL 35634 (256) 389-8150
Shoals Outdoor Sports 1605 US-72 Tuscumbia, AL 35674 (256) 389-8150
Shoals Truck Center 4915 US-43 Tuscumbia, AL 35674 (256) 248-4687
Shook Auto Sales 3718 Cloverdale Rd Florence, AL 35633 (256) 349-2730
T & G Auto 4401 Florence Blvd Florence, AL 35634 (256)757-8844
Thornton Motors LLC 2536 Florence Blvd Florence, AL 35630 AL
Toyota of the Shoals 5101 Lee Hwy Tuscumbia, AL 35674 (256) 383-3611
Tracker Boating Center 4120 Florence Blvd Florence, AL 35634 (256) 757-5000

Russellville

Brians Auto Sales 17004 US-43 Russellville, AL 35654 (256) 332-8906
Mayfield Auto Sales 19717 US-43 Russellville, AL 35654 (256) 389-7171
Nick Ahmed Auto Sales 17288 US-43 Russellville, AL 35654 (615) 415-6109

Cullman / Moulton

Billy Ray Taylor 901 2nd Ave SW Cullman, AL 35055 (256) 737-0991
Bill Smith Pontiac Buick 1940 2nd Ave NW Cullman, AL 35055 (256) 734-4472
Cullman Dodge 1302 2nd Ave SW Cullman, AL 35055 (256) 734-0721
Eckenrod Ford 5255 Alabama Hwy 157 Cullman, AL 35058 1 (800) 944-1389
John Carpenter Ford 14591 Court St Moulton, AL 35650 (256) 974-1186
Millican RVs 6550 Co Rd 490 Hanceville, AL 35077 (256) 775-8030
Mitch Smith Chevrolet 1655 Cherokee Ave SW Cullman, AL 35055 (256) 734-6430
South Park Auto Sales 301 3rd Ave SW Cullman, AL 35055 (256) 734-7381
The Sport Center Autos 114 2nd Ave SW Cullman, AL 35055 (256) 734-7549

Jasper

Automotive Dealer Group of Jasper 4100 Hwy 78 E Jasper, AL 35501 (205) 384-4400
Boyles Auto Sales 2380 Viking Dr Jasper, AL 35501 (205) 265-3011
Carl Cannon Chevrolet Cadillac Olds 299 Carl Cannon Blvd Jasper, AL 35501 1-800-239-7283
Jasper Auto Sales 2708 Viking Dr Jasper, AL 35501 205-221-2424
Waldrop Motors Inc , (205) 221-4217

Hamilton

Auto Locators of Alabama LLC 188 Bexar W Hamilton, AL 35570 (205) 921-3325
Fikes Chevrolet 771 Military St N Hamilton, AL 35570 (205) 921-2197
Logan & Logan Auto Sales 600 Military St N Hamilton, AL 35570 (205) 952-9110
Motorsports Superstore 210 Bexar Ave W Hamilton, AL 35570 (205) 921-7777

Hackleburg

Crimson Truck Sales 111 Ray St Hackleburg, AL 35564 (205) 570-1827

Huntsville / Athens / Decatur

Bramlett Auto Sales Inc. 3305 Highway 31 S Decatur, AL 35603 (256) 353-6232
Champion Chevrolet 921 S Clinton St Athens, AL 35611 1-800-239-5692
Champion of Decatur 3831 US-31 Decatur, AL 35603 (256) 351-8787
Champion Powersports 905 US-72 Athens, AL 35611 (256) 262-0888
Decatur Powersports 3832 US Hwy 31 S Decatur, AL 35603 (256) 822-1555
Harvest Wholesale 22335a US Hwy 72 E Athens, AL 35611 (256) 771-7878
Honda of Decatur 735A Beltline Rd SW Decatur, AL 35601 (256) 355-3636
Jimmy Smith Pontiac Buick GMC 500 S Jefferson St Athens, AL 35611 (256) 232-8000
Lynn Layton Chevrolet 2416 Hwy 31 S Decatur, AL 35601 (256)-353-5531
Lynn Layton Ford 3300 US-31 Decatur, AL 35603 (256) 350-2120
McClary Ford 1104 US-72 Athens, AL 35611 (256) 232-4242
University Hyundai of Decatur 1211 Beltline Rd SW Decatur, AL 35601 (256) 280-2131

Phil Campbell

Smiley Auto Sales 4327 Broad St Phil Campbell, AL 35581 (205) 551-1055

Sulligent

West Alabama Ford LLC 5859 US-278 Sulligent, AL 35586 (205) 698-9146

Winfield

Midtown Auto Sales 2324 US-43 Winfield, AL 35594 (205) 487-4837

Winston

Alexander Auto Sales 16640 Co Rd 41 Addison, AL 35540 (256) 339-9027

Tennessee

Bostelman Automotive of Spring Hill 3020 Belshire Village Dr Spring Hill, TN 37174 (615)-216-6100
Columbia Powersports Super Center 800 S James Campbell Blvd Columbia, TN 38401 (931)-981-9301
Deals On Wheels 2144 N Locust Ave Lawrenceburg, TN 38464 (931) 762-1164
Guidance Auto Sales 1702 Carmack Blvd Columbia, TN 38401 (931) 548-8818
Heritage Chevrolet 2122 N Locust Ave Lawrenceburg, TN 38464 (931) 762-2299
Jones Chrysler Dodge Jeep Ram 1350 Wayne Rd Savannah, TN 38372 (731) 925-9016
Jones Motor Company 545 Florence Rd Savannah, TN 38372 (731) 925-4923
Jones Nissan 1260 Wayne Rd Savannah, TN 38372 (731) 925-0367
Premier Motors 206 S James Campbell Blvd Columbia, TN 38401 (931) 381-2303
Parks Motor Sales Inc. 919 Nashville Hwy Columbia, TN 38401 (931) 388-5843
Roberts Toyota 1027 Nashville Hwy Columbia, TN 38401 (931) 388-3006
Stan McNabb Chevrolet 101 S James Campbell Blvd Columbia, TN 38401 (931) 388-3824
Tennessee Auto Mart 2531 Nashville Hwy Columbia, TN 38401 (931) 486-0203
Tenn Star LLC 1124 Carmack Blvd Columbia, TN 38401 (931) 548-1762
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Frequently Asked Questions

  • What can I expect in regard to credit limit?

    The credit limit on your Listerhill business credit card will be dictated by numerous factors, including your current debt-to-income ratio. Although there is no single answer to this question, it is worth noting that small business owners in 2016 had a median total credit limit of $56,100 across all of their credit cards. If you are concerned about the credit limit you are granted, our account representatives are here to provide you with assistance. 

    Your credit limit may also be affected by your personal credit score. If your FICO score is below a certain threshold, you could find yourself with a lower credit limit than you would like. The good news is that there are many steps you can take to improve your FICO rating, ultimately increasing your credit limit over time.

  • Will my personal credit be impacted?

    Generally, business owners’ personal credit scores are not affected by business credit card applications. Talk to your Listerhill Credit Union representative if you have any questions regarding your personal credit score and how it could be impacted. 

    It is important to note that if your Listerhill business credit card activity does appear on your personal credit report, there will be no differentiation between the two. In other words, business expenditures will be treated the same as personal purchases by the credit bureaus. Thus, it is crucially important to keep your new business Visa in good standing.

  • Why should I choose the Listerhill Business Credit Card?

    We know you have a lot of choices when it comes to applying for a business credit card. At Listerhill Credit Union, we take pride in providing our clients with more benefits than they can count! First and foremost, you will have access to the best customer service in the industry. You are more than a number to us and we will always be here to provide you with the assistance you need.

    We also provide our clients with peace of mind if their Visa cards become lost or stolen. Whether you drop your card while running errands locally or it gets stolen on an overseas business trip, our team is here to make sure you are taken care of. 

    Finally, the advantages of the Listerhill Business Visa itself are worth the application. Our rates and fees will always remain competitive, so you can trust you’re never paying too much for your business expenses. You will also earn the aforementioned rewards on eligible purchases every time you use your card.

  • When can I apply?
    • Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders. 
    • Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
  • Who can apply?

    All businesses - including nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors - with 500 or fewer employees can apply. Businesses in certain industries can have more than 500 employees if they meet applicable SBA employee-based size standards for those industries.