COVID-19 Response

Beginning Monday, May 18th, all Listerhill branch lobbies will resume service during normal business hours, but with limited capacity. Read more...

Pre-Owned Vehicles & Foreclosure Real Estate

Listerhill Credit Union is committed to offering excellent pre-owned vehicles at fair prices. While Listerhill does not warrant the condition of a pre-owned vehicle, and all sales are final, each unit is fully inspected and reconditioned by an independent mechanic. For more information, please contact Jeff Wright at jwright@listerhill.com or call 256-383-9204 or 1-800-239-6033.

Currently Available

$4,800
17 Honda Trx500 Fm 1
2017 Honda TRX500FM1H
$4,800
  • 475:CC
  • 1 CYL/4SPEEDS
  • 1,002 MILES
  • VIN#1HFTE4404H4306726
Muscle Shoals (Main Office)
$16,500
18 Dodge Charger 1
2018 Dodge Charger SXT
$16,500
  • 4DR/6CYL 3.6L
  • Automatic
  • 87,233 Miles
  • VIN#2C3CDXHG9JH169009
Muscle Shoals (Main Office)
$23,400
15 Gmc Sierra 4
2015 GMC Sierra SLE
$23,400
  • 4DR/8CYL 5.3L
  • Automatic 4WD
  • 125,312 Miles
  • Vin#3GTU2UEC2FG411667
Muscle Shoals (Main Office)
$20,000
17 Harley 1
2017 Harley FLHTK Ultra Limiter
$20,000
  • 1753 CC
  • 2 CYL/6Speed
  • 115 Miles
  • Vin#1HD1KED1XHB690241
Muscle Shoals (Main Office)
$20,825
06 Dodge Ram 3500 1
2006 Dodge Ram 3500 SLT
$20,825
  • 4DR/6CYL 5.9L
  • 6SPD 4WD
  • 239,940 Miles
  • Vin#3D7MX48C86G238921
Muscle Shoals (Main Office)
$12,100
08 Chevy Tahoe 1
2008 Chevy Tahoe LT
$12,100
  • 4DR/8CYL 5.3L
  • Automatic
  • 203,226 Miles
  • Vin#1GNFK13048R102549
Muscle Shoals (Main Office)
$33,500
17 Triton 1
2017 Triton 179 TRX
$33,500
  • Lenght:17 Ft
  • Hull:Fiberglass
  • HP:115
  • Vin#TRT09184E717
Muscle Shoals (Main Office)
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Frequently Asked Questions

  • What can I expect in regard to credit limit?

    The credit limit on your Listerhill business credit card will be dictated by numerous factors, including your current debt-to-income ratio. Although there is no single answer to this question, it is worth noting that small business owners in 2016 had a median total credit limit of $56,100 across all of their credit cards. If you are concerned about the credit limit you are granted, our account representatives are here to provide you with assistance. 

    Your credit limit may also be affected by your personal credit score. If your FICO score is below a certain threshold, you could find yourself with a lower credit limit than you would like. The good news is that there are many steps you can take to improve your FICO rating, ultimately increasing your credit limit over time.

  • Will my personal credit be impacted?

    Generally, business owners’ personal credit scores are not affected by business credit card applications. Talk to your Listerhill Credit Union representative if you have any questions regarding your personal credit score and how it could be impacted. 

    It is important to note that if your Listerhill business credit card activity does appear on your personal credit report, there will be no differentiation between the two. In other words, business expenditures will be treated the same as personal purchases by the credit bureaus. Thus, it is crucially important to keep your new business Visa in good standing.

  • Why should I choose the Listerhill Business Credit Card?

    We know you have a lot of choices when it comes to applying for a business credit card. At Listerhill Credit Union, we take pride in providing our clients with more benefits than they can count! First and foremost, you will have access to the best customer service in the industry. You are more than a number to us and we will always be here to provide you with the assistance you need.

    We also provide our clients with peace of mind if their Visa cards become lost or stolen. Whether you drop your card while running errands locally or it gets stolen on an overseas business trip, our team is here to make sure you are taken care of. 

    Finally, the advantages of the Listerhill Business Visa itself are worth the application. Our rates and fees will always remain competitive, so you can trust you’re never paying too much for your business expenses. You will also earn the aforementioned rewards on eligible purchases every time you use your card.

  • When can I apply?
    • Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders. 
    • Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
  • Who can apply?

    All businesses - including nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors - with 500 or fewer employees can apply. Businesses in certain industries can have more than 500 employees if they meet applicable SBA employee-based size standards for those industries.