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Common Links

Frequently Asked Questions

  • Which holidays are you closed?

    We are closed on most major U.S. Federal Holidays. Our holiday hours can be found by clicking the Holiday Hours link toward the bottom of the Locations page.

  • How do I report a lost or stolen debit or credit card?

    Report a lost or stolen debit card by calling 1-888-918-7819. Report a lost or stolen credit card by calling 1-800-449-7728. Both phone numbers are available 24 hours a day.

  • What are your hours?

    Hours for every branch are located on our Locations page, located at the top of the website. Click on the branch that you wish to visit to learn its hours.

  • Where do I find Listerhill's routing number?

    Listerhill's routing number is 262277011. You can find our routing number anytime by scrolling to the bottom of the website. It is located next to our Main Office address.

  • Where are the repos?

    You can find our repos by scrolling to the bottom of the website and clicking Pre-Owned Vehicles and Foreclosures.

Auto Loans

Drive away knowing you made the best financial decision.

Shopping for a car poses so many questions. New or used? Automatic or standard? Cloth or leather? Selecting the right loan shouldn’t be as hard. We make it easy. We are here to help you find what works best for you, without the hassle.

Product Features
Low Rates

As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.

No Application Fees

Ever.

Convenient Payment Options

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

Borrow At 100%

Borrow up to 100% of the vehicle's cost. This gives you access to the ride you truly want.

Apply Conveniently

Apply for an Auto Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.

Pay Back On Your Terms

Pay at a pace that is right for you with terms up to 75 months.

Additional Products
Coles In Car
Auto Refinance

Get the rate you deserve and lower your monthly payment by refinancing your current auto loan.

Accident Prevention
Credit Life & Credit Disability Insurance

In the event of an emergency, safeguard your family through optional loan payment protection.

Gap Warranty
GAP & Warranty Protection

We can help you protect every part of your investment. Learn more about GAP coverage.

Auto Insurance
Auto Insurance

We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.

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Auto Loans

Loans APR Maximum Term
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 2.99% 36 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 3.49% 66 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 3.79% 75 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles (with a minimum loan of $25,000) as low as 4.54% 84 months
Previous 3 Years and up - More Than 30,000 miles as low as 3.49% 66 months
Previous 3 Years and up - More Than 30,000 miles as low as 3.79% 72 months
Used Auto (4-6 years old) as low as 3.99% 66 months
Used Auto (7-24 Years) as low as 5.49% 54 months
Antique Automobiles (25 yrs old) as low as 7.00% 48 months
Rebuilt Automobiles as low as 6.50% 48 months
Effective 11/13/18


* All rates and terms are subject to change without notice.

Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice.

Calculators
How Much Can You Afford?

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.

Participating Dealerships
Vehicle and loan on the spot.

When you purchase your new or used recreational vehicle at a participating dealership, you can finance your vehicle through Listerhill and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.

Additional Questions

While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.

Solutions Center
Need Help Finding a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

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What can we help you with?
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What are you borrowing for?
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Vehicle Options
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Home Options
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What are you saving for?
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How old are your kids?
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Which of these banking options are you interested in?
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Are you a UNA student?
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