COVID-19 Response

Beginning Monday, May 18th, all Listerhill branch lobbies will resume service during normal business hours, but with limited capacity. Read more...

Older Adults

Enjoy all life has to offer without the financial burden. We can help you make the most out of what you’ve earned. ​

You've worked hard, but there's no reason your finances can't be simple. That's why we're here to help you get the most out of life and protect what you've earned. Listerhill has products designed for you to earn more and worry less, so you can get back to spending time with the ones you love.

RECOMMENDED PRODUCTS
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Financial Planning

When you’re making important financial decisions, you want sound, objective advice from someone who knows you well. Listerhill Financial Services gives you the personalized, local service you deserve.

Young At Heart
Young at Heart Checking

Developed for our members 50 years of age and older, the Young at Heart checking account earns interest and includes many other exclusive features.

Boat
High Yield Checking

Our interest checking account lets you earn higher interest on your money without tying up your funds for long periods of time

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Certificates

Save, without surprises, on your own terms.

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Visa Platinum Merchandise Rewards

Enjoy low rates, no annual fee, and rewards points for every dollar you spend.

Personal
Personal Loans

We understand that not every need in life fits into a category. Listerhill has loans tailored to whatever life may throw at you.

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Mortgages

Buying a home is the biggest financial commitment most members ever make. Listerhill can help make it the most rewarding, by helping you select the best rates and terms to meet your need.

Vehicle
Auto Loans

Shopping for a new car poses so many questions. New or used? Automatic or Standard? Cloth or Leather? Selecting the right loan shouldn't be so hard. Listerhill makes it easy.

Anytime Credit
Anytime Credit

Through Anytime Credit, you can get pre-approved for a line of credit that you can access anytime you need it.

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Home Equity Loan & Line of Credit

With a Home Equity Loan or Line of Credit, you can renovate your home or build a family pool — whatever your goals may be. Use the credit in your home to borrow the amount you need at a low interest rate and start making memories today.

Things You Need to Know Before Getting a Used Car Loan

You may be considering getting a used car loan for your next vehicle purchase, but have some questions. Consider these tips as you prepare to get a used car loan and a new-to-you car!

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Where Can I Apply For A Car Loan Online?

When you're ready to purchase a car, one of the biggest questions that comes to mind is how you'll pay for your vehicle. Thankfully, it's easier than ever to get an auto loan as there are more compani...

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The Best Time To Buy A New Car With An Auto Loan

Purchasing a new car with an auto loan is a big decision! While you're choosing the color vehicle you want and the fancy features you desire, there are other considerations to keep in mind if you're g...

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Frequently Asked Questions

  • What can I expect in regard to credit limit?

    The credit limit on your Listerhill business credit card will be dictated by numerous factors, including your current debt-to-income ratio. Although there is no single answer to this question, it is worth noting that small business owners in 2016 had a median total credit limit of $56,100 across all of their credit cards. If you are concerned about the credit limit you are granted, our account representatives are here to provide you with assistance. 

    Your credit limit may also be affected by your personal credit score. If your FICO score is below a certain threshold, you could find yourself with a lower credit limit than you would like. The good news is that there are many steps you can take to improve your FICO rating, ultimately increasing your credit limit over time.

  • Will my personal credit be impacted?

    Generally, business owners’ personal credit scores are not affected by business credit card applications. Talk to your Listerhill Credit Union representative if you have any questions regarding your personal credit score and how it could be impacted. 

    It is important to note that if your Listerhill business credit card activity does appear on your personal credit report, there will be no differentiation between the two. In other words, business expenditures will be treated the same as personal purchases by the credit bureaus. Thus, it is crucially important to keep your new business Visa in good standing.

  • Why should I choose the Listerhill Business Credit Card?

    We know you have a lot of choices when it comes to applying for a business credit card. At Listerhill Credit Union, we take pride in providing our clients with more benefits than they can count! First and foremost, you will have access to the best customer service in the industry. You are more than a number to us and we will always be here to provide you with the assistance you need.

    We also provide our clients with peace of mind if their Visa cards become lost or stolen. Whether you drop your card while running errands locally or it gets stolen on an overseas business trip, our team is here to make sure you are taken care of. 

    Finally, the advantages of the Listerhill Business Visa itself are worth the application. Our rates and fees will always remain competitive, so you can trust you’re never paying too much for your business expenses. You will also earn the aforementioned rewards on eligible purchases every time you use your card.

  • When can I apply?
    • Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders. 
    • Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
  • Who can apply?

    All businesses - including nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors - with 500 or fewer employees can apply. Businesses in certain industries can have more than 500 employees if they meet applicable SBA employee-based size standards for those industries.