Alert
Online and Mobile Banking may be down between 8 AM - 10 AM on Sunday, August 25th. We apologize for any inconvenience this may cause. Thank you for your patience.

Used Auto Loans

Get the car you want for less with a used car auto loan.

While you may be spending plenty of time shopping around for cars, you don’t have to worry about finding the best used car auto loan. We are here to help you every step of the way.

With a fast application process and access to a range of loan options, you can count on our loans to get you where you need to go.

Our used car auto loans offer excellent features:

  • Low-interest rates
  • Borrow up to 100% of the vehicle value
  • Payment flexibility
  • No application fees
  • Easy application processing
Product Features
Borrow Up To 100%

Borrow up to 100% of the vehicle's cost. This gives you access to the ride you truly want.

Pay Back On Your Terms

Pay at a pace that is right for you with terms up to 75 months.

Low Rates

As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.

No Application Fees

Ever.

Convenient Payment Options

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

Apply Conveniently

Apply for an Auto Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.

Used Auto

Loan APR as low as Maximum Term
Used Auto Up to 3 Years/30,000 miles 2.99% 36 months
Used Auto Up to 3 Years/30,000 miles 3.49% 66 months
Used Auto 4-6 Years 3.99% 66 months
Used Auto 7-24 Years 5.49% 54 months
Antique Auto 25+ Years 7.00% 48 months
Effective 4/22/19


All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Yield.

default icon for
default icon for
Calculators

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.

default icon for
Secure a Used Car Loan From Our Team Today

It doesn’t have to be a challenge to get into a new, used car. Our team offers a variety of loan programs to help you find the vehicle of your dream – from an antique collector’s vehicle to that low-cost used car that is sure to be affordable.

Take advantage of our current low rates and easy, no-fee application process to find out just how affordable a new vehicle can be to you.

default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
Are you a UNA student?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
How old are you?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • Do you have mobile deposit for checks?

    Yes! You can learn about how to use mobile deposit by logging into online banking and clicking Mobile Deposit. There, you will find step-by-step instructions on how to deposit your checks with your phone. 

  • Are checks free?

    Depending on the type of account you have, free checks is one of our many benefits. If you have a Pick 5, Young At Heart, or Hill Checking Account, you have access to free checks. 

  • How do I view my transactions in the LCU Cards app?

    Once your card is entered into the app, you can tap on the card image to view transactions.

  • Can I see my checking account balance on my debit card?

    No, but you can view pending or posted transactions on your debit card through the app. You can find your checking account balance through Online Banking or through the Listerhill app.

  • How do I add another card to the LCU Cards app?

    Swipe left to enter a new card once you have entered your first card.