Used Auto Loans

Get the car you want for less with a used car auto loan.

While you may be spending plenty of time shopping around for cars, you don’t have to worry about finding the best used car auto loan. We are here to help you every step of the way.

With a fast application process and access to a range of loan options, you can count on our loans to get you where you need to go.

Our used car auto loans offer excellent features:

  • Low-interest rates
  • Borrow up to 100% of the vehicle value
  • Payment flexibility
  • No application fees
  • Easy application processin
Product Features
Borrow Up To 100%

Borrow up to 100% of the vehicle's cost. This gives you access to the ride you truly want.

Pay Back On Your Terms

Pay at a pace that is right for you with terms up to 75 months.

Low Rates

As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.

No Application Fees

Ever.

Convenient Payment Options

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

Apply Conveniently

Apply for an Auto Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.

Auto Loans

Loans APR Maximum Term
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 2.99% 36 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 3.49% 66 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 3.79% 75 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles (with a minimum loan of $25,000) as low as 4.54% 84 months
Previous 3 Years and up - More Than 30,000 miles as low as 3.49% 66 months
Previous 3 Years and up - More Than 30,000 miles as low as 3.79% 72 months
Used Auto (4-6 years old) as low as 3.99% 66 months
Used Auto (7-24 Years) as low as 5.49% 54 months
Antique Automobiles (25 yrs old) as low as 7.00% 48 months
Rebuilt Automobiles as low as 6.50% 48 months
Effective 11/13/18


* All rates and terms are subject to change without notice.

Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice.

default icon for
default icon for
Calculators

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.

Product Options
Coles In Car
Auto Refinance

Get the rate you deserve and lower your monthly payment by refinancing your current auto loan.

Learn More Refinancing Your Auto Loan
Accident Prevention
Credit Life & Credit Disability Insurance

In the event of an emergency, safeguard your family through optional loan payment protection.

Gap Warranty
GAP & Warranty Protection

We can help you protect every part of your investment. Prevent from owing more than the vehicle is worth in the unfortunate event of an accident with GAP coverage.

Learn More About Warranty & GAP Coverage
Auto Insurance
Auto Insurance

We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.

Learn More About Discounted Auto Insurance
default icon for
Secure a Used Car Loan From Our Team Today

It doesn’t have to be a challenge to get into a new, used car. Our team offers a variety of loan programs to help you find the vehicle of your dream – from an antique collector’s vehicle to that low-cost used car that is sure to be affordable.

Take advantage of our current low rates and easy, no-fee application process to find out just how affordable a new vehicle can be to you.

default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
Are you a UNA student?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
How old are you?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • Which holidays are you closed?

    We are closed on most major U.S. Federal Holidays. Our holiday hours can be found by clicking the Holiday Hours link toward the bottom of the Locations page.

  • How do I report a lost or stolen debit or credit card?

    Report a lost or stolen debit card by calling 1-888-918-7819. Report a lost or stolen credit card by calling 1-800-449-7728. Both phone numbers are available 24 hours a day.

  • What are your hours?

    Hours for every branch are located on our Locations page, located at the top of the website. Click on the branch that you wish to visit to learn its hours.

  • Where do I find Listerhill's routing number?

    Listerhill's routing number is 262277011. You can find our routing number anytime by scrolling to the bottom of the website. It is located next to our Main Office address.

  • Where are the repos?

    You can find our repos by scrolling to the bottom of the website and clicking Pre-Owned Vehicles and Foreclosures.