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Frequently Asked Questions

  • Which holidays are you closed?

    We are closed on most major U.S. Federal Holidays. Our holiday hours can be found by clicking the Holiday Hours link toward the bottom of the Locations page.

  • How do I report a lost or stolen debit or credit card?

    Report a lost or stolen debit card by calling 1-888-918-7819. Report a lost or stolen credit card by calling 1-800-449-7728. Both phone numbers are available 24 hours a day.

  • What are your hours?

    Hours for every branch are located on our Locations page, located at the top of the website. Click on the branch that you wish to visit to learn its hours.

  • Where do I find Listerhill's routing number?

    Listerhill's routing number is 262277011. You can find our routing number anytime by scrolling to the bottom of the website. It is located next to our Main Office address.

  • Where are the repos?

    You can find our repos by scrolling to the bottom of the website and clicking Pre-Owned Vehicles and Foreclosures.

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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

A credit union is a nonprofit cooperative owned and operated by its members. This is what distinguishes a credit union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, income is returned to all members in the form of dividends and comprehensive financial services.

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Russel D
Member Since 1995
I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
Products this member has used:
John D
Member Since 1997
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.
Products this member has used:
Marlene V
Member Since 2003
Great staff with current up to date mobile options and quick, easy banking accessibility.
Products this member has used:
P 40 Warhawk Large 56A61C4B3Df78Cf7728B648B
1937
Before Listerhill Credit Union

In 1937, Richard S. Reynolds traveled to Europe in search of aluminum sources for his company, Reynolds Metals. When he returned, Reynolds shared with Congress stories about the arsenal Adolf Hitler was building in Germany.

U.S. Sen. Lister Hill, of Alabama, listened, and the two persuaded Congress it was in the best interest of the nation to begin producing military airplanes. The local Reynolds plant was created along with a new community, aptly named Listerhill, and supplied the nation with airplanes during World War II from 1942-45. After the war, the plant started producing Reynold's aluminum foil and has long been a key employer in the Shoals.

Reynolds1942
1952
People Helping People

In 1952, ten years after the aluminum plant opened, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms. With just $5 each and a passionate idea of creating a cooperative that benefited and protected each other, these seven men founded Listerhill Credit Union.

Operation of the credit union humbly began inside the Reynolds Metals plant in 1953. Shortly thereafter, Listerhill Credit Union would build its headquarters across the street where its main office currently resides.

Killen
2018
A Continued Tradition of Integrity & Excellence

Over 65 years later, and the issue of predatory lending hasn't exactly gone away. In fact, it's just as important today as ever to use local financial cooperatives, like credit unions, to support each other and our community.

Today, Listerhill Credit Union serves over 90,000 members in 13 counties with 17 branches across northwest Alabama and south central Tennessee. Named one of the Best Credit Unions in Alabama by Forbes magazine, Listerhill continues its commitment in serving the local community with integrity while striving for excellence and innovation.



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Additional Questions

While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.

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Business Money Market

DIV/INT APY Minimum
0.000% 0.00% $0 - $9,999
0.075% 0.08% $10,000 - $49,999
0.175% 0.18% $50,000 - $99,999
0.250% 0.25% $100,000+
Effective 11/09/2018 - 11/15/2018

Business Interest Checking

DIV/INT APY Minimum
0.000% 0.00% $0 - $9,999
0.075% 0.08% $10,000 - $49,999
0.175% 0.18% $50,000 - $99,999
0.250% 0.25% $100,000+
Effective 11/09/2018 - 11/15/2018
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Gwendolyn W
Member Since 1993
I am so thankful to my branch manager for his sincere expression of care of me as a member of Listerhill. He gave me advice that was in my best interest. Listerhill Credit Union is the BEST!
Products this member has used:

Coverdell Education Savings Account (ESA)

Type DIV/INT APY Minimum
12 months 2.200% 2.22% $500
36 months 3.000% 3.03% $500
60 months 3.150% 3.19% $500
Effective 11/09/2018 - 11/15/2018
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Interest Checking

DIV/INT Rate APY Minimum
0.075% 0.08% $0 - $9,999
0.11% 0.11% $10,000 - $49,999
0.25% 0.25% $50,000 - $99,999
0.30% 0.30% $100,000+
Effective 11/09/2018 - 11/15/2018
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