Vehicle Loans

Shopping for a car poses so many questions. New or used? Automatic or Standard? Cloth or Leather? Selecting the right loan shouldn’t be so hard. Listerhill makes it easy.

  APPLY NOW

Get low interest rates, flexible terms, and friendly service every time. Come in for pre-approval, apply online, or stop by a participating dealership for on-the-spot financing.

FEATURES & BENEFITS

  • No application fees or service charges
  • Borrow up to 100% of the vehicle’s cost
  • Take up to 72 months to repay a new vehicle loan
  • Safeguard your family through optional loan payment protection
  • Financial Fitness Program — Balance
  • GAP Coverage available through Listerhill
  • Listerhill has partnered with TruStage Insurance to give our members options on Auto, Home, & Life Insurance.

Ways to Pay

Direct Dealer Financing

When you purchase your new or used vehicle at a participating dealership, you can finance your vehicle through Listerhill Credit Union and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.

What’s It Worth?

Get pricing and information on new cars, used cars, classic cars, motorcycles, RVs, and manufactured homes from the NADA.

How Much Car Can You Afford?

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more. Read our short guides to learn tips and terms that will help guide you through the buying and borrowing process

Vehicle Loans Rates:

Rate Name APR Maximum Term
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 1.99% 36 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 2.49% 66 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 2.79% 75 months
Previous 3 Years and up - More Than 30,000 miles as low as 2.49% 66 months
Previous 3 Years and up - More Than 30,000 miles as low as 2.79% 72 months
Used Auto (4-6 years old) as low as 2.99% 66 months
Used Auto (7-24 Years) as low as 4.49% 54 months
Antique Automobiles (25 yrs old) as low as 6.00% 48 months
Salvage Automobiles as low as 5.50% 48 months

Effective 9/1/16

Must be a Listerhill Credit Union member to apply; All loans subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. 

Questions?

While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.