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Buying a home is the biggest financial commitment most members ever make. Listerhill can help make it the most rewarding, by helping you select the best rates and terms to meet your need.

We want to help by getting to know you, your goals and your unique financial situation. We also have special 1st time home buyer and 2nd mortgage programs. Start your journey toward home ownership. Call us at (256) 383-9204 or 1-800-239-6033 to schedule an appointment with a mortgage loan officer to get started.

Adjustable rate loans

Construction loans

Short and long term fixed rate loans

  • Conventional
  • FHA
  • USDA
  • VA

Listerhill has partnered with  TruStage Insurance  to give our members options on  Home, Auto, & Life Insurance.

How Much House Can You Afford?

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more. Read our short guides to learn tips and terms that will help guide you through the buying and borrowing process.

Mortgages Rates:

Rate Name APR Maximum Term
1st Mortgage Fixed Rate as low as 4.00% 15 years
2nd Mortgage - Short Term Fixed as low as 4.00% 7 years
30 Year Fixed Rate Call 1-800-239-6033 for the latest rate. 30 years
3/3 Adjustable Rate Mortgage as low as 3.65% 3 years (amortized over 30 years)
5/5 Adjustable Rate Mortgage as low as 4.00% 5 years (amortized over 30 years)
Home Equity line of Credit as low as 5.00% 10 year draw, 10 year payback
Construction Loan as low as 4.99% 9 months

Effective 12/22/17


While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.