Credit Cards

Enjoy the convenience of a credit card without the hassle of annual fees, automated telephone lines, and ever-increasing interest rates.

Charge Wisely.

With a Listerhill Rewards Visa, you will receive low rates, excellent rewards, and the same friendly, local service you’ve come to expect from Listerhill.

How does our card stack up to others?

  Listerhill Credit Union Platinum Visa American Express Blue Cash Bank of America Visa Card Capital One Venture Rewards Chase Bank Sapphire
Ongoing APR 8.50% to 17.50% 12.99% 10.99% to 20.99% 13.9% to 20.9% 15.24%
Intro APR N/A 0% for 15 months 0% for 15 billing cycles None None
Balance Transfer APR 8.50% to 17.50% 0% for 15 months 0% for 15 billing cycles None None
Cash Advance APR 8.50% to 17.50% 25.24% 20.99% 24.90% 19.24%
Balance Transfer Fee None Either $5 or 3% of amount transferred, whichever is greater Either $10 or 3% of amount transferred,
whichever is greater
None Either $5 or 3% of amount transferred, whichever greater
Late Payment Fee Up to $25 Up to $35 Up to $35 Up to $35 Up to $35
Annual Fee None None None $59 (waived first year) None
Rewards 1 reward point for every dollar of purchase 1–3% cash back, up to $6,000 per year in purchases. N/A 2 miles per dollar on every purchase 2 points on dining and 1 point for every dollar on all other purchases

Facts accurate as of September 10, 2013. Source: creditcardguide.com; issuer websites.

Questions?

While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.