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Holiday Hours

Listerhill Credit Union will be closed in observance of the following holidays:

Holidays Closed (All Branches)


New Years Day

Tuesday, January 1st, 2019

Martin Luther King Day

Monday, January 21st, 2019

President's Day

Monday, February 18th, 2019

Memorial Day

Monday, May 27th, 2019

Independence Day

Thursday, July 4th, 2019

Labor Day

Monday, September 2nd, 2019

Columbus Day

Monday, October 14th, 2019

Veteran's Day

Monday, November 11th, 2019

Thanksgiving Day

Thursday, November 28th, 2019

* Day After Thanksgiving

Click to see hours


Branch Hours


9:00am- 5:00pm



Double Springs


Florence - Downtown (Drive-Thru)

9:00am- 5:00pm

Florence - Hough Rd.

9:00am- 5:00pm

Florence - Petersville

9:00am- 5:00pm

Florence - University of North Alabama



9:00am- 5:00pm



Killen (Drive Thru)

9:00am- 5:00pm

Muscle Shoals (Drive-Thru)

9:00am - 5:00pm

Muscle Shoals - Main Office


Muscle Shoals - Woodward & 6th

9:00am- 5:00pm




9:00am - 5:00pm

Sheffield (Drive-Thru)

9:00am - 5:00pm


9:00am - 5:00pm

Christmas Day

Tuesday & Wednesday, December 24th & 25th, 2019

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Common Links

Frequently Asked Questions

  • Which loans are eligible for Skip-A-Pay?

    Auto loans, recreational loans, and personal loans that have not had Skip-A-Pay applied to them within the last year are all eligible for Skip-A-Pay. This includes boat loans, RV loans, 4-wheeler loans etc. However, home loans, Christmas loans, credit cards, and other lines of credit are not eligible.

  • When should I request Skip-A-Pay?

    In order to have your Skip-A-Pay request processed before your loan payment is due, please submit your skip request five (5) business days in advance of the scheduled payment date.

    Example: If your next loan payment is due on June 20th, you would need to submit your request no later than June 12th.

    Skip-A-Pay may only be used once a year.

  • How do I request Skip-A-Pay?

    Click here to request Skip-A-Pay, agree to do business electronically, and fill out the online form. You must also provide payment for the $25 fee before your loan payment can be skipped. This fee can be transferred from your Listerhill checking or savings account or paid from an outside account.

  • What is Skip-A-Pay?

    Skip-a-Pay is a service by Listerhill Credit Union which allows members to request to skip a monthly payment. The payment is instead added to the end of a loan, essentially extending the life of the loan by one month. This can be a valuable tool in your financial tool belt.

  • What loans are not eligible for Skip-A-Pay?
    1. Real Estate Loans (1st and 2nd Mortgage and Home Equity Lines)
    2. Business Loans
    3. Lines of Credit (Kwik Kash, Anytime Credit, Overdraft Protection, and Credit Cards)
    4. Christmas Loans
    5. Single Pay Term Loans
    6. Loans with Less than 6 Monthly Payments
    7. Loans Currently Past Due More than 10 Days
    8. Loans that Received Maximum Extensions (six skip pays and/or extensions allowed during the term of the loan)
    9. Workout Loans or Troubled Debt Restructuring (TDR)
    10. Accounts in Bankruptcy
    11. Charged-Off Loans
    12. Loans on Accounts with a Negative Checking or Savings Balance
    13. Accounts with Bad Addresses
    14. Loans that have already had Skip-A-Pay applied to them within the last year.