Get up to $200 Cash Back

Open a Listerhill Cash Back Rewards Credit Card by June 30, 2019 and get up to $200 cash back.

Credit Card
default icon for
Cash Back Details
Here's how to get up to $200 cash back

Open a Listerhill Cash Back Rewards Credit Card by June 30, 2019 and get up to $200 cash back!

Get $50 when you open the card, $50 when you spend $1,000 in the first three months after the card is opened, and get $100 for spending $2,500 total in the first six months after the card is opened. Subsequent cash back rewards will be paid quarterly as a statement credit or as a deposit to your designated Listerhill account. It's that easy!

Apply now with our fast and secure online form and receive a response by the next business day.

Product Features
Get Cash Rewards

Get 1% cash back on every purchase. Excludes cash advances and balance transfers.

1.99% Intro APR on Balance Transfers

Get an introductory rate of 1.99% APR on all balance transfers for the first 12 months with no balance transfer fees. Your rate following the 12-month introductory period will be 8.50% to 17.50% based on your creditworthiness when you open your account.

Low Rate

Enjoy annual percentage rates as low as 8.5%.

Mobile App

Manage your card with our easy-to-use credit card app, LCU Visa.

No Annual Fee

And not just for the first year. $0 every year.

Free Travel Insurance

Use your card to book travel & protect your trip.

Visa Alerts

Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.

Visa Checkout

Pay on any website that accepts Visa Checkout — no need to re-enter checkout information — and still receive the points from your card that you deserve. Learn more

Verified by Visa

Verified by Visa helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure. Learn More

Free Credit Score

Monitor your FICO® Score on each monthly statement.

No Fee for Cash Advance

Get cash from your Cash Back Rewards Visa at an ATM or in a branch for no additional charge.

Free Rental Insurance

Rent a vehicle with your Cash Back Rewards Visa and you're automatically in free Automotive Rental Collision Insurance.

Consumer Credit Card Agreement And Disclosure
Important Information About Your Card

Read important information about your credit card such as rates and disclosures. Let us know if you have any questions.

Additional Questions

While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.

default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
Are you a UNA student?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
What do you want to do?
default icon for Cord
How old are you?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • Which loans are eligible for Skip-A-Pay?

    Auto loans, recreational loans, and personal loans are all eligible for Skip-A-Pay. This includes boat loans, RV loans, 4-wheeler loans etc. To learn more about if you have an eligible Skip-A-Pay loan, call us at 256-383-9204 or 1-800-239-6033 to speak with a Member Advocate.

  • When should I request Skip-A-Pay?

    In order to have your Skip-A-Pay request processed before your loan payment is due, please submit your skip request five (5) business days in advance of the scheduled payment date.

    Example: If your next loan payment is due on June 20th, you would need to submit your request no later than June 12th.

  • How do I request Skip-A-Pay?

    To request Skip-A-Pay, click the "Request Skip-A-Pay Now" button above, agree to do business electronically, and fill out the online form. You must also provide payment for the $25 fee before your loan payment can be skipped. This fee can be transferred from your Listerhill checking or savings account or paid from an outside account.

  • What is Skip-A-Pay?

    Skip-A-Pay is a service we provide to Listerhill members who make six (6) or more on-time payments for their auto loans, personal loans, etc. Members can request Skip-A-Pay, submit a $25 fee, and skip paying on an eligible Listerhill loan twice a year. During more expensive times, like the holidays or the Summer months, Skip-A-Pay can be a great tool that helps keep your payments on time while allowing your family a little extra spending money when you need it.

  • What loans are not eligible for Skip-A-Pay?
    1. Real Estate Loans (1st and 2nd Mortgage and Home Equity Lines)
    2. Business Loans
    3. Lines of Credit (Kwik Kash, Anytime Credit, Overdraft Protection, and Credit Cards)
    4. Christmas Loans
    5. Single Pay Term Loans
    6. Loans with Less than 6 Monthly Payments
    7. Loans Currently Past Due More than 10 Days
    8. Loans that Received Maximum Extensions (six skip pays and/or extensions allowed during the term of the loan)
    9. Workout Loans or Troubled Debt Restructuring (TDR)
    10. Accounts in Bankruptcy
    11. Charged-Off Loans
    12. Loans on Accounts with a Negative Checking or Savings Balance
    13. Accounts with Bad Addresses