Get $50 Cash For Opening A New Listerhill Credit Card

Open a Listerhill Cash Back or Merchandise Rewards Credit Card by December 31, 2019 and get $50 cash back.

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Your Choice of Rewards
Cash Back or Merchandise Rewards

We've given you the choice. You can decide if you'd rather earn cash back or merchandise rewards from your Listerhill Visa Platinum credit card. Simple mark on the application whether you prefer to earn 1% cash back on all purchases or 1 point for every dollar spent to redeem for travel or merchandise. There's no wrong answer!

Low Rates

Rates starting at 8.99% APR

Card Name APR
Visa Platinum Cash Back as low as 8.99%
Visa Platinum Merchandise as low as 8.99%
Effective 1/2/2020
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Product Features
Get Rewards

Get merchandise rewards or cash rewards based on the card you choose. It's easy to earn and redeem!

1.99% Intro APR on Balance Transfers

Get an introductory rate of 1.99% APR on all balance transfers for the first 12 months with no balance transfer fees. Your rate following the 12-month introductory period will be 8.99% to 17.50% based on your creditworthiness when you open your account.

Low Rate

Enjoy annual percentage rates as low as 8.99%.

Mobile App

Manage your card with our new, redesigned credit card mobile app, LCU Visa.

No Annual Fee

And not just for the first year. $0 every year.

Free Travel Insurance

Use your card to book travel & protect your trip.

Visa Alerts

Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.

Visa Checkout

Pay on any website that accepts Visa Checkout — no need to re-enter checkout information — and still receive the points from your card that you deserve. Learn more

Verified by Visa

Verified by Visa helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure. Learn More

Free Credit Score

Monitor your FICO® Score on each monthly statement.

No Fee for Cash Advance

Get cash from your Cash Back Rewards Visa at an ATM or in a branch for no additional charge.

Free Rental Insurance

Rent a vehicle with your Cash Back Rewards Visa and you're automatically in free Automotive Rental Collision Insurance.

Consumer Credit Card Agreement And Disclosure
Important Information About Your Card

Read important information about your credit card such as rates and disclosures. Let us know if you have any questions.

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

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Frequently Asked Questions

  • How long will Listerhill offer the cash giveback?

    The cash giveback is available on eligible loans between Monday, April 6 and Saturday, July 11. However, Listerhill reserves the right to change the ending date at any time.

  • What if I just refinance my Listerhill loan?

    If you refinance your existing Listerhill loan (for example, to get a better rate if your credit score has improved), the loan would not be eligible for the giveback unless you add at least $2,500 to the amount of your loan. Please contact a Member Advocate to discuss your options.

  • What loans are not eligible for the cash giveback?

    Credit cards, shared-secured personal loans, lines of credit, indirect (dealer) loans, commercial loans, mortgage loans, and HELOCS. The giveback also does not apply to deposit products, like savings and checking accounts.

  • What loans are eligible for the cash giveback?

    The cash giveback only applies to new unsecured personal, auto, and recreation loans. The minimum loan amount is $2,500. 

  • Why do credit cards offer cash back?

    Credit card companies can offer cash back because merchants that accept payments via credit card have to pay a percentage of the transaction fee to the credit card company. In this case, the credit card company can decide to share the merchant fee with you in the form of a cash back offer.  

    Need to review the card agreement? View our Consumer Credit Card Agreement and Disclosure.