SOAR 2019

Open The Hill account at SOAR and get $20 and a chance to win a $500 book scholarship!

Welcome to the University of North Alabama! It's the beginning of an exciting new chapter in your life and the start of your college experience. As a nonprofit financial cooperative, we understand the financial challenges that come with this new adventure. We've been helping students make cents of it all (sorry for the bad pun) for the last decade at our full-service branch in the heart of UNA's campus. We call it The Hill, and we invite you to stop by and say hello. We want to help you build a responsible financial future while still having fun. It is college after all.

Kamisha Una
Reason #1
Get $20 In Your New Hill Account

Preload your new Listerhill debit card with $20 and start using it immediately. There's no cost to open the account and no minimum balance to keep up with, so it's basically free money. The Hill Account is packed with features designed for college students like Oops Overdraft Forgiveness and no monthly service charge.

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Reason #2
Win a $500 Book Scholarship at SOAR

At every freshman SOAR session this summer, Listerhill will be giving away a $500 book scholarship to one of our new members. Simply open a Hill Account at SOAR and you're automatically entered to win. We'll be at each SOAR graduation giving out a comically large fake check (and a real bookstore gift card). Attending SOAR and already have The Hill Account? Let us know and we'll enter you into the contest!

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Helpful Hints for Finding Scholarships

The brink of freedom is near (sort of)! High school is almost over! It was a great chapter, but you’re probably looking forward to new adventures. Here are some helpful hints to help you navigate the waters ahead when it comes to college and finding scholarships.

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Sara Beth
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Frequently Asked Questions

  • Which loans are eligible for Skip-A-Pay?

    Auto loans, recreational loans, and personal loans are all eligible for Skip-A-Pay. This includes boat loans, RV loans, 4-wheeler loans etc. However, home loans, Christmas loans, credit cards, and other lines of credit are not eligible.


  • When should I request Skip-A-Pay?

    In order to have your Skip-A-Pay request processed before your loan payment is due, please submit your skip request five (5) business days in advance of the scheduled payment date.

    Example: If your next loan payment is due on June 20th, you would need to submit your request no later than June 12th.

  • How do I request Skip-A-Pay?

    Click here to request Skip-A-Pay, agree to do business electronically, and fill out the online form. You must also provide payment for the $25 fee before your loan payment can be skipped. This fee can be transferred from your Listerhill checking or savings account or paid from an outside account.

  • What is Skip-A-Pay?

    Skip-a-Pay is a service by Listerhill Credit Union which allows members to request to skip a monthly payment. The payment is instead added to the end of a loan, essentially extending the life of the loan by one month. This can be a valuable tool in your financial tool belt.

  • What loans are not eligible for Skip-A-Pay?
    1. Real Estate Loans (1st and 2nd Mortgage and Home Equity Lines)
    2. Business Loans
    3. Lines of Credit (Kwik Kash, Anytime Credit, Overdraft Protection, and Credit Cards)
    4. Christmas Loans
    5. Single Pay Term Loans
    6. Loans with Less than 6 Monthly Payments
    7. Loans Currently Past Due More than 10 Days
    8. Loans that Received Maximum Extensions (six skip pays and/or extensions allowed during the term of the loan)
    9. Workout Loans or Troubled Debt Restructuring (TDR)
    10. Accounts in Bankruptcy
    11. Charged-Off Loans
    12. Loans on Accounts with a Negative Checking or Savings Balance
    13. Accounts with Bad Addresses