COVID-19 Response

Starting Friday, March 20, for the safety of our members, employees, and communities, Listerhill branches will be open by drive-thru only. Read more at listerhill.com/coronavirus.

Vehicle

Loans

We have a range of loan options and lines of credit that can meet your needs and budget.

By being member-owned, we are able to return our earnings to you in the form of higher rates on shares and lower rates on loans. If you are not already a member, join us today and start taking advantage of our great rates.

Auto Loans

Loans APR as low as Maximum Term
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.24% 36 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.49% 66 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.79% 75 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 4.54% 84 months
Previous 3 Years and up - More Than 30,000 miles 3.49% 66 months
Previous 3 Years and up - More Than 30,000 miles 3.79% 72 months
Used Auto (4-6 years old) 3.99% 66 months
Used Auto (7-24 Years) 4.99% 54 months
Antique Automobiles (25 yrs old) 5.50% 48 months
Rebuilt Automobiles 5.50% 48 months
Effective 1/2/2020

All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.

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Recreational Loans

Loans APR Maximum
New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 as low as 4.50% 60 Months
New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 as low as 4.74% 72 Months
New Motorcycle & 4 Wheeler as low as 4.49% 60 Months
Used Motorcycles & 4 Wheelers as low as 4.99% 48 Months
New Motor Home as low as 5.00% 144 Months
Used Motor Homes as low as 5.49% 120 Months
New 5th Wheel as low as 5.49% 144 Months
New Travel Trailers as low as 5.99% 84 Months
Used Travel Trailers as low as 6.00% 60 Months
New Watercraft as low as 4.49% 60 Months
New Watercraft as low as 4.79% 84 Months
New Watercraft as low as 5.49% 120 Months
Used Watercraft as low as 4.49% 48 Months
Used Watercraft as low as 4.99% 60 Months
Used Watercraft as low as 5.49% 72 Months
Used Watercraft - Previous 3 Years & up (Minimum $25,000) as low as 6.49% 120 Months
New Waverunners as low as 4.99% 60 Months
New Waverunners as low as 4.99% 72 Months
Used Waverunners as low as 6.25% 48 Months
Effective 1/2/2020

Home Loans

Loans APR Maximum Term
30 Year Fixed Rate Call 1-800-239-6033 for the latest rate 30 years
15 Year Fixed Rate Call 1-800-239-6033 for the latest rate 15 years
Home Equity Line of Credit as low as 5.00% 10 year draw, 20 year payback
3/3 Adjustable Rate Mortgage as low as 3.25% 3 years (amortized over 30 years)
5/5 Adjustable Rate Mortgage as low as 3.50% 5 years (amortized over 30 years)
Short Term Fixed as low as 3.75% 7 years
Construction Loan as low as 4.99% 12 months
Land Loan as low as 7.00% 15 years
5/5 Adjustable Rate Mortgage - 100% of Purchase Price as low as 4.75% 5 years (amortized over 30 years)
Effective 8/19/19

* All rates and terms are subject to change without notice.

All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.

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Other Loans

Loans APR Maximum Term
Unsecured Personal as low as 8.99% 60 months
Lawnmowers and Utility Trailers as low as 5.24% 48 months
Farm Equipment as low as 5.24% 60 months
Effective 1/2/2020
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Frequently Asked Questions

  • When can I apply?
    • Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders. 
    • Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
  • Who can apply?

    All businesses - including nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors - with 500 or fewer employees can apply. Businesses in certain industries can have more than 500 employees if they meet applicable SBA employee-based size standards for those industries. 

  • What do I need to apply?

    You will need to complete the Paycheck Protection Program loan application and submit the application with the required documentation to us by June 30, 2020.

  • What other documents will I need to include in my application?

    You will need to provide payroll documentation. 

  • Do I need to first look for other funds before applying to this program?

    No. The usual SBA requirement that you try to obtain some or all of the loan funds from other sources has been waived.