Vehicle

Loans

We have a range of loan options and lines of credit that can meet your needs and budget.

By being member-owned, we are able to return our earnings to you in the form of higher rates on shares and lower rates on loans. If you are not already a member, join us today and start taking advantage of our great rates.

Auto Loans

Loans APR as low as Maximum Term
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.24% 36 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.49% 66 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.79% 75 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 4.54% 84 months
Previous 3 Years and up - More Than 30,000 miles 3.49% 66 months
Previous 3 Years and up - More Than 30,000 miles 3.79% 72 months
Used Auto (4-6 years old) 3.99% 66 months
Used Auto (7-24 Years) 4.99% 54 months
Antique Automobiles (25 yrs old) 5.50% 48 months
Rebuilt Automobiles 5.50% 48 months
Effective 4/1/2020

All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.

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Recreational Loans

Loans APR Maximum
New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 as low as 4.50% 60 Months
New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 as low as 4.74% 72 Months
New Motorcycle & 4 Wheeler as low as 4.49% 60 Months
Used Motorcycles & 4 Wheelers as low as 4.99% 48 Months
New Motor Home as low as 5.00% 144 Months
Used Motor Homes as low as 5.49% 120 Months
New 5th Wheel as low as 5.49% 144 Months
New Travel Trailers as low as 5.99% 84 Months
Used Travel Trailers as low as 6.00% 60 Months
New Watercraft as low as 4.49% 60 Months
New Watercraft as low as 4.79% 84 Months
New Watercraft as low as 5.49% 120 Months
Used Watercraft as low as 4.49% 48 Months
Used Watercraft as low as 4.99% 60 Months
Used Watercraft as low as 5.49% 72 Months
Used Watercraft - Previous 3 Years & up (Minimum $25,000) as low as 6.49% 120 Months
New Waverunners as low as 4.99% 60 Months
New Waverunners as low as 4.99% 72 Months
Used Waverunners as low as 6.25% 48 Months
Effective 4/1/2020

Home Loans

Loans APR Maximum Term
30 Year Fixed Rate Call 1-800-239-6033 for the latest rate 30 years
15 Year Fixed Rate Call 1-800-239-6033 for the latest rate 15 years
Home Equity Line of Credit as low as 4.00% 10 year draw, 20 year payback
3/3 Adjustable Rate Mortgage as low as 3.00% 3 years (amortized over 30 years)
5/5 Adjustable Rate Mortgage as low as 3.25% 5 years (amortized over 30 years)
Short Term Fixed as low as 3.00% 7 years
Construction Loan as low as 4.99% 12 months
Land Loan as low as 4.75% 15 years
5/5 Adjustable Rate Mortgage - 100% of Purchase Price as low as 3.25% 5 years (amortized over 30 years)
Effective 5/1/2020

* All rates and terms are subject to change without notice.

All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.

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Other Loans

Loans APR Maximum Term
Unsecured Personal as low as 8.99% 60 months
Lawnmowers and Utility Trailers as low as 5.24% 48 months
Farm Equipment as low as 5.24% 60 months
Effective 4/1/2020
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Frequently Asked Questions

  • What if I need help using the app?

    To get answers to your questions about the app, you can give one of our customer service representatives a call at 800-239-6033

  • How do I register for the credit card app?

    First, you want to download the app from the iTunes or Google Play store. Then you can register your card from your phone. You will need to create a user ID and password and answer security questions.

  • How do you use the information that I provide during registration?

    When you provide information during registration, we verify your identity to validate your account. We only store your security question, security answer, user ID, and password in our system.

  • Which phone carriers are supported?

    Our app supports all of the major US wireless phone carriers, including Sprint, T-Mobile, and Verizon.

  • How much does the app cost?

    We do not charge a fee to use the app, though keep in mind that you might be responsible for charges associated with your phone data usage.