Vehicle

Loans

We have a range of loan options and lines of credit that can meet your needs and budget.

By being member-owned, we are able to return our earnings to you in the form of higher rates on shares and lower rates on loans. If you are not already a member, join us today and start taking advantage of our great rates.

Auto Loans

Loans APR Maximum Term
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 2.99% 36 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 3.49% 66 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles as low as 3.79% 75 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles (with a minimum loan of $25,000) as low as 4.54% 84 months
Previous 3 Years and up - More Than 30,000 miles as low as 3.49% 66 months
Previous 3 Years and up - More Than 30,000 miles as low as 3.79% 72 months
Used Auto (4-6 years old) as low as 3.99% 66 months
Used Auto (7-24 Years) as low as 5.49% 54 months
Antique Automobiles (25 yrs old) as low as 7.00% 48 months
Rebuilt Automobiles as low as 6.50% 48 months
Effective 11/13/18


* All rates and terms are subject to change without notice.

Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice.

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Recreational Loans

Loans APY Maximum
New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 as low as 4.50% 60 Months
New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 as low as 4.74% 72 Months
New Motorcycle & 4 Wheeler as low as 4.74% 60 Months
Used Motorcycles & 4 Wheelers as low as 5.24% 48 Months
New Motor Home as low as 5.50% 144 Months
Used Motor Homes as low as 6.00% 120 Months
New 5th Wheel as low as 5.99% 144 Months
New Travel Trailers as low as 6.49% 84 Months
Used Travel Trailers as low as 6.50% 60 Months
New Watercraft as low as 4.74% 60 Months
New Watercraft as low as 5.04% 84 Months
New Watercraft as low as 5.74% 120 Months
Used Watercraft as low as 4.74% 48 Months
Used Watercraft as low as 5.24% 60 Months
Used Watercraft as low as 5.74% 72 Months
Used Watercraft - Previous 3 Years & up (Minimum $25,000) as low as 6.74% 120 Months
New Waverunners as low as 5.24% 60 Months
New Waverunners as low as 5.74% 72 Months
Used Waverunners as low as 7.25% 48 Months
Effective : 11/13/18

Home Loans

Loans APR Maximum Term
30 Year Fixed Rate Call 1-800-239-6033 for the latest rate 30 years
15 Year Fixed Rate Call 1-800-239-6033 for the latest rate 15 years
Home Equity line of Credit as low as 5.00% 10 year draw, 10 year payback
3/3 Adjustable Rate Mortgage as low as 4.40% 3 years (amortized over 30 years)
5/5 Adjustable Rate Mortgage as low as 4.75% 5 years (amortized over 30 years)
2nd Mortgage - Short Term Fixed as low as 4.75% 7 years
Construction Loan as low as 4.99% 9 months
Land Loan as low as 7.00% 15 years
Effective 11/1/18 - (Call 1-800-239-6033 for details)

* All rates and terms are subject to change without notice.

All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.

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Other Loans

Loans APR Maximum Term
Unsecured Personal as low as 8.74% 60 months
Personal - Small Items (Computer, Tanning Bed, Lawnmower, Furniture, etc) as low as 5.49% 48 months
Farm Equipment as low as 5.49% 60 months
Effective 11/13/18
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Frequently Asked Questions

  • Which holidays are you closed?

    We are closed on most major U.S. Federal Holidays. Our holiday hours can be found by clicking the Holiday Hours link toward the bottom of the Locations page.

  • How do I report a lost or stolen debit or credit card?

    Report a lost or stolen debit card by calling 1-888-918-7819. Report a lost or stolen credit card by calling 1-800-449-7728. Both phone numbers are available 24 hours a day.

  • What are your hours?

    Hours for every branch are located on our Locations page, located at the top of the website. Click on the branch that you wish to visit to learn its hours.

  • Where do I find Listerhill's routing number?

    Listerhill's routing number is 262277011. You can find our routing number anytime by scrolling to the bottom of the website. It is located next to our Main Office address.

  • Where are the repos?

    You can find our repos by scrolling to the bottom of the website and clicking Pre-Owned Vehicles and Foreclosures.