COVID-19 Response

Starting Friday, March 20, for the safety of our members, employees, and communities, Listerhill branches will be open by drive-thru only. Read more at listerhill.com/coronavirus.

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Visa Platinum Merchandise Rewards
Apply Online

Visa Platinum Merchandise Rewards

Finally, a credit card with a low rate, local service, and no surprises.

Expand your purchasing power, all while earning reward points for every dollar you spend. You can rest easy knowing you have the local service (and rate) you expect from your credit union. 

Secure your card Visa Platinum Rewards card with interest rates as low As 8.99% APR and a $0 Annual Fee.

Product Features
Low Rate

Enjoy annual percentage rates as low as 8.99%.

Earn Merchandise Rewards

Receive one point for every dollar you spend and redeem for merchandise, gift cards, or travel experiences.

Visit CURewards

Free Credit Score

Monitor your FICO® Score on each monthly statement.

Mobile App

Manage your card with our new, redesigned credit card mobile app, LCU Visa.

No Annual Fee

And not just for the first year. $0 every year.

No Balance Transfer Fee

Transfer your balance from another card at no charge.

No Fee for Cash Advance

Get cash from your Platinum Visa at an ATM or in a branch for no additional charge.

Free Rental Insurance

Rent a vehicle with your Platinum Visa and you're automatically in free Automotive Rental Collision Insurance.

Visa Alerts

Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.

Free Travel Insurance

Use your card to book travel & protect your trip.

Visa Checkout

Pay on any website that accepts Visa Checkout — no need to re-enter checkout information — and still receive the points from your card that you deserve. Learn more

Verified by Visa

Verified by Visa helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure. Learn More

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Get Your Visa Platinum Rewards Card

At Listerhill Credit Union, we proudly offer Visa credit cards that support you in reaching your financial goals. Our Visa Platinum Rewards card has a rewards program allowing you to redeem points that you can use for many purchases, from an airline ticket to gift card merchandise. 

Ready to secure your Listerhill Credit Union Visa Platinum Rewards card?

Visa Platinum Merchandise Rewards Card Frequently Asked Questions

  • What is a Visa Platinum Rewards Credit Card?

    A Visa Platinum Rewards credit card is designed to provide you with the opportunity to earn rewards with each use.

  • How do I earn points?

    You earn one point for every dollar you spend on eligible purchases with your Visa Platinum Rewards credit card. We keep track of your points and include your balance on your monthly account statement so you know where you stand.

  • Are my rewards points transferable?

    No, points are not transferable.

  • What interest rate will I get?

    Your interest rate will be determined after you submit your application. Many factors, including your credit history, help to assess your Visa Platinum Rewards card interest rate.

  • How do I qualify for a Visa Platinum Rewards card?

    To qualify for a credit card, you will need to provide information related to your employment, along with permission for us to perform a credit check. If you have the income and financial background to support additional credit, you should qualify. If not, we will advise you as to why your application was denied. 

  • How do I open my credit card?

    To open your credit card, you can apply online or give us a call at 800-239-6033 to speak with one of our credit specialists.

  • What if I need to speak with someone about my rewards?

    Please call us at 800-239-6033 to speak with one of our representatives.

  • What are my credit card benefits?

    Not only does Listerhill Credit Union offer the most competitive rates available with no annual fee, but we also provide several tools to help you get the most out of your Visa Platinum Rewards card. Click here to see a full list.

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Protecting Your Information

How To Report Fraud

If you suspect you are the victim of fraud, immediately contact Listerhill at 256-383-9204 or 800-239-6033 or email us at support@listerhill.com.

How To Report A Lost Or Stolen Credit Card

Immediately call 1-800-449-7728.

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Consumer Credit Card Agreement And Disclosure
Important information about your credit card
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Frequently Asked Questions

  • When can I apply?
    • Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders. 
    • Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
  • Who can apply?

    All businesses - including nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors - with 500 or fewer employees can apply. Businesses in certain industries can have more than 500 employees if they meet applicable SBA employee-based size standards for those industries. 

  • What do I need to apply?

    You will need to complete the Paycheck Protection Program loan application and submit the application with the required documentation to us by June 30, 2020.

  • What other documents will I need to include in my application?

    You will need to provide payroll documentation. 

  • Do I need to first look for other funds before applying to this program?

    No. The usual SBA requirement that you try to obtain some or all of the loan funds from other sources has been waived.