Visa Platinum Cash Back

Earn 1% Cash Back From Your Purchases

With no annual fee, an unbelievably low rate, and unlimited 1% cash back, Listerhill's Platinum Visa Cash Back card is one of the best credit cards anywhere. Plus, you can rest easy knowing you have the local service (and rate) you expect from your credit union.

Product Features
Low Rate

Enjoy annual percentage rates as low as 8.99%.

Earn 1% Cash Back

Earn unlimited 1% cash back on all purchases. Have it deposited in your Listerhill account or applied to your credit card statement.

Mobile App

Manage your card with our new, redesigned credit card mobile app, LCU Visa.

No Annual Fee

And not just for the first year. $0 every year.

No Balance Transfer Fee

Transfer your balance from another card at no charge.

No Fee for Cash Advance

Get cash from your Platinum Visa at an ATM or in a branch for no additional charge.

Free Travel Insurance

Use your card to book travel & protect your trip.

Visa Alerts

Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.

Free Rental Insurance

Rent a vehicle with your Platinum Visa and you're automatically in free Automotive Rental Collision Insurance.

Visa Checkout

Pay on any website that accepts Visa Checkout — no need to re-enter checkout information — and still receive the points from your card that you deserve. Learn more

Verified by Visa

Verified by Visa helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure. Learn More

Free Credit Score

Monitor your FICO® Score on each monthly statement.

Additional Products
Small Business Savings
Cash Back Rewards Mall: Coming August 5th

Trust us, this will be the most stress-free mall experience you've ever experienced. Simply log in and tell us how you's like to receive your cash back, either in your Listerhill account or applied to your credit card statement.

Accident Prevention
Credit Life & Credit Disability Insurance

In the event of an emergency, safeguard your family through optional credit card payment protection.

Savings For Families
Life Insurance

We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance. Get a personalized quote and experience the value of being a member.

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Credit Cards

Card Name APR
Visa Platinum Cash Back as low as 8.99%
Visa Platinum Merchandise as low as 8.99%
The Hill Visa Rewards as low as 8.99%
Effective 8/1/19
How Much Can You Afford to Charge?

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to charge, how long it will take to pay off your credit card and more.

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Protecting Your Information

How To Report Fraud

If you suspect you are the victim of fraud, immediately contact Listerhill at 256-383-9204 or 800-239-6033 or email us at support@listerhill.com.

How To Report A Lost Or Stolen Credit Card

Immediately call 1-800-449-7728.

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Consumer Credit Card Agreement And Disclosure
Important information about your credit card
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Common Links

Frequently Asked Questions

  • Do you have mobile deposit for checks?

    Yes! You can learn about how to use mobile deposit by logging into online banking and clicking Mobile Deposit. There, you will find step-by-step instructions on how to deposit your checks with your phone. 

  • Are checks free?

    Depending on the type of account you have, free checks is one of our many benefits. If you have a Pick 5, Young At Heart, or Hill Checking Account, you have access to free checks. 

  • How do I view my transactions in the LCU Cards app?

    Once your card is entered into the app, you can tap on the card image to view transactions.

  • Can I see my checking account balance on my debit card?

    No, but you can view pending or posted transactions on your debit card through the app. You can find your checking account balance through Online Banking or through the Listerhill app.

  • How do I add another card to the LCU Cards app?

    Swipe left to enter a new card once you have entered your first card.