ALERT
Our branches will be closed on Monday, May 27th for Memorial Day. We will return to our normal operating hours on Tuesday, May 28th.
Sara Beth

Helpful Hints for Finding Scholarships

Six quick hints to help you apply for scholarship opportunities in 2019!

The brink of freedom is near (sort of)! High school is almost over! It was a great chapter, but you’re probably looking forward to new adventures. Here are some helpful hints to help you navigate the waters ahead when it comes to college and finding scholarships.

  1. Double-Check Application Requirements - Make sure to apply for scholarships that you're eligible for. Examine entry requirements before doing all that work and avoid unnecessary application fees.
  2. Don't Be Fooled By Size - Don’t forget the small scholarships. Most people overlook the smaller ones because they do not see the value in them. Their application process is usually simpler and requires less time which allows you to pursue more scholarship opportunities.
  3. Pull Out Your Dictionary - When researching scholarship opportunities, use words people do not normally think about such as Endowment, Foundation, Honorarium, Trust, Fellowship and Donors etc. This will present you with a wider range of application options.
  4. Notes, Notes, And More Notes - Keep a notebook or a spreadsheet of your scholarship searches, deadlines, and the progress status of each one. Your notes should also include the application cost, important contact information, and your personal notes about each application. The more organized you are, the easier it will be to apply to multiple scholarships.
  5. It's All About The Details - Make sure to fill out all the application blanks. This lets scholarship panels know that you pay close attention to detail. Do not handwrite your applications, unless otherwise specified. Applications need to be clear, professional, and legible.
  6. Never Hurts To Ask - Check with the college you are attending to see if there is any money available in the re-awards pot. After you have enrolled, ask the college about how to be considered for this award money.

Looking for an easy scholarship opportunity that is available right now? Record a Listerhill Scholarship video! We will be visiting local high schools and public events in North Alabama and southern Tennessee with our scholarship video booth until March 1, 2019. All you have to do to enter is record a 30-second video answering the question, “How will your education benefit your community?” After you record your video, you will be sent a personal link to our online scholarship application. Submit this application and check our website in April to see if you might be one of the lucky scholarship winners! Learn more about this easy scholarship opportunity and where the video booth will be next while you still have time!

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Frequently Asked Questions

  • Which loans are eligible for Skip-A-Pay?

    Auto loans, recreational loans, and personal loans are all eligible for Skip-A-Pay. This includes boat loans, RV loans, 4-wheeler loans etc. To learn more about if you have an eligible Skip-A-Pay loan, call us at 256-383-9204 or 1-800-239-6033 to speak with a Member Advocate.

  • When should I request Skip-A-Pay?

    In order to have your Skip-A-Pay request processed before your loan payment is due, please submit your skip request five (5) business days in advance of the scheduled payment date.

    Example: If your next loan payment is due on June 20th, you would need to submit your request no later than June 12th.

  • How do I request Skip-A-Pay?

    To request Skip-A-Pay, click the "Request Skip-A-Pay Now" button above, agree to do business electronically, and fill out the online form. You must also provide payment for the $25 fee before your loan payment can be skipped. This fee can be transferred from your Listerhill checking or savings account or paid from an outside account.

  • What is Skip-A-Pay?

    Skip-A-Pay is a service we provide to Listerhill members who make six (6) or more on-time payments for their auto loans, personal loans, etc. Members can request Skip-A-Pay, submit a $25 fee, and skip paying on an eligible Listerhill loan twice a year. During more expensive times, like the holidays or the Summer months, Skip-A-Pay can be a great tool that helps keep your payments on time while allowing your family a little extra spending money when you need it.

  • What loans are not eligible for Skip-A-Pay?
    1. Real Estate Loans (1st and 2nd Mortgage and Home Equity Lines)
    2. Business Loans
    3. Lines of Credit (Kwik Kash, Anytime Credit, Overdraft Protection, and Credit Cards)
    4. Christmas Loans
    5. Single Pay Term Loans
    6. Loans with Less than 6 Monthly Payments
    7. Loans Currently Past Due More than 10 Days
    8. Loans that Received Maximum Extensions (six skip pays and/or extensions allowed during the term of the loan)
    9. Workout Loans or Troubled Debt Restructuring (TDR)
    10. Accounts in Bankruptcy
    11. Charged-Off Loans
    12. Loans on Accounts with a Negative Checking or Savings Balance
    13. Accounts with Bad Addresses