Get Up To $250 Cash Back

Refinance your car or get a new auto loan with Listerhill and get up to $250 cash back!

Promotion Details
Switch to a better rate and we'll give you cash for doing it!

We like to reward our members for making good decisions. Moving your high-rate auto loan to Listerhill is not only a good decision, it pays too! Below you can discover exactly how much cash we'll give for your new or existing auto loan. Apply by November 22, 2019 to get yours!


Loan AmountCash Back
$5,000-$9,999$50
$10,000-$14,999$100
$15,000-$19,999$150
$20,000-$24,999$200
$25,000+$250


Giveback does not apply to existing Listerhill loans and is based on loan amount. Rate is subject to underwriting guidelines and $5 fee to open a membership account. The maximum loan rate is 10.00% APR and the minimum approved loan amount is $2,500. $5,000 minimum refinance required. See credit union representative for more details. Offer ends November 22, 2019.

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Product Features
Borrow Up To 100%

Borrow up to 100% of the vehicle's cost. This gives you access to the ride you truly want.

Apply Conveniently Promotion

Apply for an Auto Loan in the way you find most convenient: online, in a branch, or give us a call.

Pay Back On Your Terms

Pay at a pace that is right for you with terms up to 75 months.

Low Rates

As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.

No Application Fees

Ever.

Convenient Payment Options

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

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Auto Rates

Auto Loans

Loans APR as low as Maximum Term
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.24% 36 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.49% 66 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 3.79% 75 months
New Auto and Previous 3 Years and Up - Less than 30,000 miles 4.54% 84 months
Previous 3 Years and up - More Than 30,000 miles 3.49% 66 months
Previous 3 Years and up - More Than 30,000 miles 3.79% 72 months
Used Auto (4-6 years old) 3.99% 66 months
Used Auto (7-24 Years) 4.99% 54 months
Antique Automobiles (25 yrs old) 6.00% 48 months
Rebuilt Automobiles 6.00% 48 months
Effective 11/12/19

All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Yield.

Calculators
How Much Can You Afford?

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.

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Can I Refinance My Car (And Should I?)

Refinancing a car loan involves borrowing another loan to pay off your first one. When you choose to refinance your car, you go through a similar process as you did for the initial financing. You may...

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Auto Refinance Stock Pic
Is it Better to Lease or Finance a Car?

When it’s time to get a new vehicle, you have to make many decisions. One of those decisions you might have to consider is if it is better to lease or finance a car. While both choices can lead to you...

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Auto Stock Image
Getting an Auto Loan with a 600 Credit Score

You have a 600 credit score, but you shouldn't be penalized because of this one number. Whatever the reason your score has fallen to 600, you still need a reliable and safe vehicle to get from point A...

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Credit Score Auto Loan Image
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Frequently Asked Questions

  • Do you have mobile deposit for checks?

    Yes! You can learn about how to use mobile deposit by logging into online banking and clicking Mobile Deposit. There, you will find step-by-step instructions on how to deposit your checks with your phone. 

  • Are checks free?

    Depending on the type of account you have, free checks is one of our many benefits. If you have a Pick 5, Young At Heart, or Hill Checking Account, you have access to free checks. 

  • How do I view my transactions in the LCU Cards app?

    Once your card is entered into the app, you can tap on the card image to view transactions.

  • Can I see my checking account balance on my debit card?

    No, but you can view pending or posted transactions on your debit card through the app. You can find your checking account balance through Online Banking or through the Listerhill app.

  • How do I add another card to the LCU Cards app?

    Swipe left to enter a new card once you have entered your first card.