Rates

Rates

At Listerhill, we pride ourselves on our competitive rates.  By being member owned, we are able to return our earnings to you in the form of higher rates on shares and lower rates on loans. If you are not already a member, join us today and start taking advantage of our great rates.

Effective 08/27/10 - 09/02/10

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Savings Instrument Div/Int Rate APY Minimum
Share Savings Account 1.000% 1.000% $25
Pick 5 Share Savings Account Click Here for details Click Here for details $25
IRA Daily 1.000% 1.000% 0
Interest Chek-Plus 0.470% .47% $0 - $9,999
.680% .68% $10,000 - $49,999
1.060% 1.06% $50,000 - $99,999
1.260% 1.27% $100,000+
Senior Chek-Plus 0.850% 0.85% $100
Business Money Market 0.00% 0.00% $0 - $9,999
0.680% .68% $10,000 - $49,999
1.060% 1.06% $50,000 - $99,999
1.260% 1.27% $100,000+
Christmas Club 1.00% 1.00% $25
Daily Action - Jun 1.07% 1.07% $2,500
IRA Monthly CD's
6 months 1.00% 1.00% $20,000
12 months 1.14% 1.14% $20,000
18 months 1.34% 1.34% $20,000
24 months 1.64% 1.64% $20,000
30 months 2.08% 2.08% $20,000
36 months 2.33% 2.33% $20,000
48 months 2.48% 2.48% $20,000
60 months 2.72% 2.72% $20,000
72 months 2.72% 2.72% $20,000
IRA Quarterly CD's
90 Days 1.00% 1.00% $500
6 months 1.00% 1.00% $500
12 months 1.14% 1.14% $500
18 months 1.34% 1.35% $500
24 months 1.64% 1.65% $500
30 months 2.08% 2.10% $500
36 months 2.33% 2.35% $500
48 months 2.48% 2.50% $500
60 months 2.72% 2.75% $500
72 months 2.72% 2.72% $500
IRA CD's Eductional
12 months 1.14% 1.14% $500
36 months 2.33% 2.35% $500
60 months 2.72% 2.75% $500
IRA Cd's Roth
12 months 1.14% 1.14% $500
36 months 2.33% 2.35% $500
60 months 2.72% 2.75% $500
Monthly CD's
90 days 1.00% 1.00% $20,000
6 months 1.00% 1.00% $20,000
12 months 1.14% 1.14% $20,000
18 months 1.39% 1.39% $20,000
24 months 1.64% 1.64% $20,000
30 months 2.08% 2.08% $20,000
36 months 2.33% 2.33% $20,000
48 months 2.48% 2.48% $20,000
60 months 2.72% 2.72% $20,000
72 months 2.72% 2.72% $20,000
Quarterly CD's
90 days 1.00% 1.00% $500
6 months 1.00% 1.00% $500
12 months 1.14% 1.14% $500
18 months 1.34% 1.35% $500
24 months 1.64% 1.65% $500
30 months 2.08% 2.10% $500
36 months 2.33% 2.35% $500
48 months 2.48% 2.50% $500
60 months 2.72% 2.75% $500
72 months 2.72% 2.75% $500
Savings are federally insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. $250,000 of additional savings coverage is provided by Excess Share Insurance. IRA's are insured separately. Rates may change every month as determined by the Board of Directors. This annual percentage yield is accurate as of the last dividend declaration date. Fees and other conditions could reduce earnings on the account. Dividends are calculated daily and credited quarterly. The minimum initial deposit to open a Regular share Account is $25.00. You must maintain a minimum daily balance of $25.00 in your Regular Share Account. There are no fees for establishing or maintaining an IRA Savings Account at the Credit Union. For maturities of one year or less, early redemption penalty is 30 days interest. For maturities over one year, early redemption is 90 days interest. A $6.00 monthly service charge will be applied to Interest ChekPlus Accounts that drop below $2,500. Call a Member Service Representative for details on any account.

Questions?

While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.