Mortgage Loans
Buying a home is the biggest financial commitment most members ever make. Listerhill can help make it the most rewarding, by helping you select the best rates and terms to meet your need. We want to help by getting to know you, your goals and your unique financial situation. We also have special 1st time home buyer and 2nd mortgage programs.
Start your journey toward home ownership. Call us at (256) 383-9204 or 1-800-239-6033 to schedule an appointment with a mortgage loan officer or apply online today.
Choose from one of the following loans:
- 30 Year Fixed Rate Home Loan
- 20 Year Fixed Rate Home Loan
- 15 Year Fixed Rate Home Loan
- 5/1 Mortgage, fixed for the first 5 years and adjusts annually
- 3/3 Mortgage, adjusts every 3 years
- 5/5 Mortgage, adjusts every 5 years
- 1st Mortgage Fixed
- 1st Mortgage Fixed - First Time Homebuyer
- Short Term 1st Mortgage
- Short Term 2nd Mortgage
- Construction Loans
How Much House Can You Afford?
Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more. Read our short guides to learn tips and terms that will help guide you through the buying and borrowing process.
Questions?
While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.

