Business Services
Whether you are just starting a business, or growing and developing it to more profitable levels, Listerhill has business services designed to make your efforts a success. Our Business Services Specialists will provide you with the knowledge and personalized attention you have come to expect from your credit union.
BUSINESS ACCOUNTS AT A GLANCE
| Business Share Savings | Business Daily Action | Business Interest Bearing Checking | Business Basic Checking | Business Complete Checking | Non-Profit Checking | |
|---|---|---|---|---|---|---|
| No Monthly Service Charges | ✓ | ✓ | $10 | ✓ | $10 | ✓ |
| Minimum Balance | $25 | $10,000 | $10,000 | 0 | 0 | 0 |
| Earns Interest | ✓ | ✓ | ✓ | |||
| Checks Cleared | N/A | N/A | Up to 150 free | Up to 50 free | Up to 150 free | Unlimited |
| Deposit Items | Unlimited | Unlimited | Up to 150 free | Up to 50 free | Up to 150 free | Unlimited |
| Free Debit/Check Card with Rewards | N/A | N/A | ✓ | ✓ | ✓ | ✓ |
| Free Telephone Account Access | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Free Online Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Free Listerhill ATM Use | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Free Paper or eStatements | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
Business Share Savings Accounts
This account establishes your membership and makes you eligible for all other Listerhill Credit Union services. It’s called a share account because it is your share of ownership in the credit union.
- No fees or service charges
- Earns quarterly dividends
- Unlimited deposits and withdrawals*
- Your choice of traditional paper or eStatements
- Free 24/7 access through Listerhill Mobile, Online Banking with Bill Pay, and Automated Access
- Free access to account at more than 6,700 CU Service Centers nationwide
- $25 minimum balance required
- Free Balance Financial Fitness® budgeting tools and financial counseling
Business Daily Action
Invest in an insured money market account and earn competitive interest rates, while maintaining full access to your funds.
- Low fees and no monthly service charges
- Competitive daily return, dividends paid monthly
- $10,000 minimum balance required to earn interest
- Interest will be paid on the following tiers
- $10,000 - $49,999
- $50,000 - $99,999
- $100,000 & over
- Your choice of traditional paper or eStatements
- Free 24/7 access through Listerhill Mobile, Online Banking with Bill Pay, and Automated Access
- Free access to account at more than 6,700 CU Service Centers nationwide
- $100 minimum opening deposit
Business Interest Bearing Checking
Lets you earn higher interest on your money without committing for long periods of time.
- Low fees
- $10 monthly service charge
- $10,000 minimum balance required to earn interest
- Interest will be paid on the following tiers
- $10,000 - $49,999
- $50,000 - $99,999
- $100,000 & over
- Free deposit items (up to 150)
- Free checks cleared (up to 150)
- Free Visa Debit/Check Card
- Free Debit Card Rewards Program through CURewards
- Free 24/7 access through Listerhill Mobile, Online Banking with Bill Pay, and Automated Access
- Free access to Listerhill ATMs
- Free access to account at more than 6,700 CU Service Centers nationwide
- Your choice of traditional paper or eStatements
- $100 minimum opening deposit
Business Basic Checking
A free account for businesses with low transaction volumes that requires no minimum balance.
- Low fees and no monthly service charges
- No minimum balance
- Free deposit items (up to 50)
- Free checks cleared (up to 50)
- Free Visa Debit/Check Card
- Free Debit Card Rewards Program through CURewards
- Free 24/7 access through Listerhill Mobile, Online Banking with Bill Pay, and Automated Access
- Free access to Listerhill ATMs
- Free access to account at more than 6,700 CU Service Centers nationwide
- Your choice of traditional paper or eStatements
- $100 minimum opening deposit
Business Complete Checking
An account for businesses with higher transaction volumes with the advantage of no minimum balance required.
- Low fees
- $10 monthly service charge
- No minimum balance
- Free deposit items (up to 150)
- Free checks cleared (up to 150)
- Free Visa Debit/Check Card
- Free Debit Card Rewards Program through CURewards
- Free 24/7 access through Listerhill Mobile, Online Banking with Bill Pay, and Automated Access
- Free access to Listerhill ATMs
- Free access to account at more than 6,700 CU Service Centers nationwide
- Your choice of traditional paper or eStatements
- $100 minimum opening deposit
Non-Profit Checking
Is your business an organization that uses its profit to further pursue goals instead of distributing your bottom line to stockholders? If so, Non-Profit Checking is perfect for you. At Listerhill, we know all about NPOs because we are one!
- Low fees and no monthly service charges
- No minimum balance
- Free deposit items
- Free checks cleared
- Free Visa Debit/Check Card
- Free Debit Card Rewards Program through CURewards
- Free 24/7 access through Listerhill Mobile, Online Banking with Bill Pay, and Automated Access
- Free access to Listerhill ATMs
- Free access to account at more than 6,700 CU Service Centers nationwide
- Your choice of traditional paper or eStatements
- $100 minimum opening deposit
Business Financing
Every business, no matter how large or small, may need extra cash for equipment or to expand operations. Let one of our experienced and knowledgeable Business Loan Officers help you choose from one of the following loans:
- Lines of Credit, secured and unsecured
- Commercial Real Estate
- Equipment
- Unsecured Business Loan
* Account Limitations: No more than six (6) preauthorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed.
Questions?
While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.
