Save with Confidence.
When you place your hard-earned money in a Listerhill savings account, you can rest easy knowing your money is securely insured, earning high rates, and managed locally by people who know and care about you. Listerhill offers a variety of accounts designed for savers at every stage of earning and life.
SAVINGS ACCOUNTS AT A GLANCE
| Share Savings | Youth Savings | Christmas Club | Daily Action | Certificate | |
|---|---|---|---|---|---|
| Minimum Balance | $25 | $25 | 0 | $2,500 | $500 |
| Age Limits | All Ages 18 & under must have parent or legal guardian as joint owner | 14 & under must have parent or legal guardian as joint owner | All Ages 18 & under must have parent or legal guardian as joint owner | All Ages 18 & under must have parent or legal guardian as joint owner | All Ages 18 & under must have parent or legal guardian as joint owner |
| No Fees | ✓ | ✓ | ✓ | ✓ | ✓ |
| Unlimited Withdrawals* | ✓ | ✓ | ✓ | ||
| Premium Interest Rates | with the Pick 5 or The Hill Relationship | ✓ | ✓ | ||
| Easy Account Access | ✓ | ✓ | ✓ | ✓ | ✓ |
Share Savings Accounts
This account establishes your membership and makes you eligible for all other Listerhill Credit Union services. It’s called a share account because it is your share of ownership in the credit union. Find out how you can earn 5% Annual Percentage Yield on your savings with the Pick 5 account. Click Here
Features:
- No fees or service charges
- Earns quarterly dividends
- Unlimited deposits and withdrawals*
- Your choice of traditional paper or eStatements
- Free 24/7 access through Listerhill Mobile, Online Banking, and Automated Access
- Free access to account at more than 6,700 CU Service Centers nationwide
- Free Balance Financial Fitness® budgeting tools and financial counseling
$25 minimum balance required.
Youth Share Savings Accounts
Members age 14 and under receive special rewards for saving.
Features:
- For members age 14 and under
- Earn movie passes
- No fees or service charges
- Earns quarterly interest
- Unlimited deposits and withdrawals*
- Your choice of traditional paper or eStatements
- Free access to account at more than 6,700 CU Service Centers nationwide
- Free Balance Financial Fitness® budgeting tools and financial counseling
$25 minimum balance required. Requires a parent or guardian as a joint owner.
Christmas Club Accounts
The balance of this special savings account is deposited directly into your share account each November.
Features:
- No fees or service charges
- Earns dividends
- Balance deposited directly into your share account in November
- Automatically renews each year
- No minimum balance required
- Free Balance Financial Fitness® budgeting tools and financial counseling
Must make an opening deposit of $1. Share Savings Account required.
Daily Action Accounts
This insured money market account earns competitive interest rates while allowing members to maintain full access to their funds.
Features:
- No fees or service charges
- Competitive daily return, interest paid monthly
- Unlimited deposits and withdrawals*
- Your choice of traditional paper or eStatements
- Free 24/7 access through Listerhill Mobile, Online Banking, and Automated Access
- Free access to account at more than 6,700 CU Service Centers nationwide
- Free Balance Financial Fitness® budgeting tools and financial counseling
$2,500 minimum balance required to earn interest. Share Savings Account required.
Certificate Accounts
Members earn a guaranteed rate of return on insured investments with term deposits.
- No fees or service charges (Early withdrawal penalties apply)
- Terms range from 90 days to 6 years
- Your choice of traditional paper or eStatements
- Free 24/7 access through Listerhill Mobile, Online Banking, and Automated Access
- Free Balance Financial Fitness® budgeting tools and financial counseling
As low as $500 minimum deposit required. Share Savings Account required.
Individual Retirement Accounts (IRA)
Save for your future financial goals. IRAs are a perfect way to save for retirement, education, first time home purchases and more. Our Member Service Representatives would be happy to sit down with you and discuss your range of options.
- Traditional Retirement Accounts
- ROTH IRAs
- Coverdell Education Savings Accounts
Account Protection
Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government.
* Account Limitations: No more than six (6) preauthorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed.
Questions?
While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.
