Save with Confidence.
When you place your hard-earned money in a Listerhill savings account, you can rest easy knowing your money is securely insured, earning high rates, and managed locally by people who know and care about you. Listerhill offers a variety of accounts designed for savers at every stage of earning and life.
Share Savings Accounts
This account establishes your membership and makes you eligible for all other Listerhill Credit Union services. It’s called a share account because it is your share of ownership in the credit union. Find out how you can earn 5% Annual Percentage Yield on your savings with the Pick 5 account. Click Here
- No fees or service charges
- Earns quarterly dividends
- Unlimited deposits and withdrawals*
- Your choice of traditional paper or eStatements
- Free 24/7 telephone access to account through Advantage Access
- Free 24/7 internet access to account through Online Banking
- Free access to account at more than 6,000 CU Service Centers nationwide
- $25 minimum balance required
- Free Balance Financial Fitness® budgeting tools and financial counseling
Christmas Club Accounts
Take the stress out of your holiday season by saving all year long.
- No fees or service charges
- Earns dividends
- Balance deposited directly into your share account in November
- Automatically renews each year
- No minimum balance required
- Must make an opening deposit of $1
- Free Balance Financial Fitness® budgeting tools and financial counseling
Youth Savings Accounts
Teach your children money management skills and reward them for saving with Googolplex and Sammy Saver Kid’s Club.
- For members age 14 and under
- Earn great prizes, such as movie passes and entertainment tickets
- Make financial education fun with our partner website Googolplex
- Requires a parent or guardian as a joint owner
- No fees or service charges
- Earns quarterly interest
- Unlimited deposits and withdrawals*
- Your choice of traditional paper or eStatements
- Free access to account at more than 6,000 CU Service Centers nationwide
- $25 minimum balance required
- Free Balance Financial Fitness® budgeting tools and financial counseling
Daily Action Accounts
Invest in an insured money market account and earn competitive interest rates, while maintaining full access to your funds.
- No fees or service charges
- Competitive daily return, interest paid monthly
- $2,500 minimum balance required to earn interest
- Unlimited deposits and withdrawals*
- Your choice of traditional paper or eStatements
- Free 24/7 telephone access to account through Advantage Access
- Free 24/7 internet access to account through Online Banking
- Free access to account at more than 6,000 CU Service Centers nationwide
- Free Balance Financial Fitness® budgeting tools and financial counseling
Certificate Accounts
Earn a guaranteed rate of return on insured investments with term deposits.
- No fees or service charges (Early withdrawal penalties apply)
- Terms range from 90 days to 6 years
- As low as $500 minimum deposit required
- Your choice of traditional paper or eStatements
- Free Balance Financial Fitness® budgeting tools and financial counseling
Individual Retirement Accounts (IRA)
Save for your future financial goals. IRAs are a perfect way to save for retirement, education, first time home purchases and more. Our Member Service Representatives would be happy to sit down with you and discuss your range of options.
- Traditional Accounts
- ROTH Accounts
- Education/Coverdell Accounts
Savings Accounts at a Glance
| Share Savings | Christmas Club | Youth | Daily Action | Certificate | |
|---|---|---|---|---|---|
| Minimum Balance | $25 | 0 | $25 | $2,500 | $500 |
| Age Limits | All Ages 18 & under must have parent or legal guardian as joint owner | All Ages 18 & under must have parent or legal guardian as joint owner | 14 & under must have parent or legal guardian as joint owner | All Ages 18 & under must have parent or legal guardian as joint owner | All Ages 18 & under must have parent or legal guardian as joint owner |
| No Fees | Y | Y | Y | Y | Y |
| Unlimited Withdrawals* | Y | Y | Y | ||
| Premium Interest Rates | Y | Y | |||
| Free Online Banking | Y | Y | Y | Y | Y |
| Free Advantage Access | Y | Y | Y | Y | Y |
| Free Paper or eStatements | Y | Y | Y | Y | Y |
* Account Limitations: No more than six (6) preauthorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed.
Account Protection
Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government. Also, Listerhill Credit Union provides coverage of an additional $250,000 through Excess Share Insurance .
Questions?
While we hope you find the information you need online, we want to remind you that Listerhill is more than a website. We’re your credit union, and we look forward to helping you. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Better yet, stop by one of our branches for some personal service.
